3534 Balltown Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 3534 Balltown Rd, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 1998
Lot Size	3.94 acres (171,626 sqft)
Owner	Individual Name on Record
Tax Bill	$3,236 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`48000-00-118.02`

Property Details

APN / Parcel Number

Primary APN	`48000-00-118.02`
Alternative APN	`89169`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,925 sqft Living Area
Basement Area	1,147 sqft
Finished Basement	1,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	171,626 sqft (3.94 acres)
Garage Type	Attached
Garage Area	960 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	89169
Street Address	3534 BALLTOWN RD
City	BARDSTOWN
State	KY
Zip	40004-9302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	CISSELL DIV TR 1A PC 20-54
Legal Subdivision	CISSELL DIV
Legal Tract	1A
Legal Lot Number	1A
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	1
Census Block	1009
Census Tract	930500

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3534 BALLTOWN RD, BARDSTOWN, KY 40004-9302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage TOWN & COUNTRY BANK & TRUST CO
Aug 13, 2019	Deed, Transfer · Construction Mortgage TOWN & COUNTRY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	3534 BALLTOWN RD, BARDSTOWN, KY 40004-9302
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1218/448
Date	Aug 15, 2019
Book Page	M1218/448
Instrument	2019010079

Lender

Name	TOWN & COUNTRY BANK & TRUST CO
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Aug 13, 2019
Property Address	3534 BALLTOWN RD, BARDSTOWN, KY 40004-9302
Document Number	00D551/797
Book / Page	D551 / 797
Map Reference	CAB 20 SL 54
Instrument Date	Aug 6, 2019
Instrument	2019009965
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3534 BALLTOWN RD, BARDSTOWN, KY 40004-9302

Mortgage

Document Number	2019009967
Date	Aug 13, 2019
Instrument	2019009967

Lender

Name	TOWN & COUNTRY BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 6, 2020

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,236.00 (-6.39%)	$327,000 (-) Land $39,990 Building $287,010	$327,000 (-) Land $39,990 Building $287,010
2023	$3,457.00	$327,000	$327,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1997–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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