3440 Balltown Rd, Bardstown, KY 40004 Property Records

Nelson County property record for 3440 Balltown Rd, Bardstown, KY 40004

Property Summary

Property TypeFarm - Irrigated or Dry
Details3 bd · 2 ba · 1,925 sqft · built 2020
Lot Size97.3 acres (4,242,091 sqft)
Owner2 Individual Names on Record
Last Sale$327,000 (Oct 2020)
Tax Bill$2,665 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Feb 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48000-00-118

Property Details

APN / Parcel Number

Primary APN48000-00-118
Alternative APN
  • 47114

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,925 sqft Living Area
1st Floor Area1,147 sqft
Basement Area1,147 sqft
Unfinished Basement1,147 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialMetal
Roof TypeGable
Roof MaterialMetal
Lot Area4,242,091 sqft (97.3 acres)
Garage TypeAttached
Garage Area1,140 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number47114
Street Address3440 BALLTOWN RD
CityBARDSTOWN
StateKY
Zip40004-8349
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeRESIDENTIA
Legal Description48000-00-118.01 & 092 & 48000-00-143.04
Legal SubdivisionGREGORY CECIL ESTATE
Legal Tract1
JurisdictionNELSON KY
Township / Civil DivisionBARDSTOWN
Census Block Group1
Census Block1009
Census Tract930500

Owner

Source: Nelson County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3440 BALLTOWN RD, BARDSTOWN, KY 40004-8349
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Line of Credit
TOWN & COUNTRY BANK & TRUST CO
Feb 27, 2024Deed, Transfer · Commercial Mortgage
TOWN & COUNTRY BANK & TRUST CO
Feb 27, 2024Deed, Transfer · Commercial Mortgage
TOWN & COUNTRY BANK & TRUST CO
Oct 21, 2020Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Prior SaleOct 4, 2011
Deed Document Number202012218
Deed Book / Page563 / 663
Prior Transfer DateAug 6, 2019
Prior Transfer Doc0000009965
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNELSON KY
Property Address3440 BALLTOWN RD, BARDSTOWN, KY 40004-8349
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3440 BALLTOWN RD, BARDSTOWN, KY 40004-8349

Mortgage

Document Number0M1333/622
DateAug 10, 2021
Book PageM1333/622
Instrument2021010608
Lender
NameTOWN & COUNTRY BANK & TRUST CO
TypeBank
AddressBARDSTOWN, KY 40004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 3, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionNELSON KY
Recording DateFeb 27, 2024
Property Address3440 BALLTOWN RD, BARDSTOWN, KY 40004-8349
Document Number00D599/268
Book / PageD599 / 268
Map ReferenceCAB 23 SL 127
Instrument DateFeb 23, 2024
Instrument2024001692
Transaction TypeTransfer
Record UpdatedJun 16, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7064 LORETTO RD, BARDSTOWN, KY 40004-9372

Transferred To (Grantee/Buyer)

NameVerified Name
Address3440 BALLTOWN RD, BARDSTOWN, KY 40004-8349

Mortgage

Document Number0M1450/698
DateFeb 27, 2024
Book PageM1450/698
Instrument2024001694
Lender
NameTOWN & COUNTRY BANK & TRUST CO
TypeBank
AddressBARDSTOWN, KY 40004
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 23, 2029

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionNELSON KY
Recording DateFeb 27, 2024
Property Address3440 BALLTOWN RD, BARDSTOWN, KY 40004-8349
Document Number00D599/272
Book / PageD599 / 272
Map ReferenceCAB 23 SL 127
Instrument DateFeb 23, 2024
Instrument2024001695
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7064 LORETTO RD, BARDSTOWN, KY 40004-9372

Transferred To (Grantee/Buyer)

NameVerified Name
Address3440 BALLTOWN RD, BARDSTOWN, KY 40004-8349

Mortgage

Document Number2024001697
DateFeb 27, 2024
Instrument2024001697
Lender
NameTOWN & COUNTRY BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 23, 2029

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionNELSON KY
Recording DateOct 21, 2020
Property Address3440 BALLTOWN RD, BARDSTOWN, KY 40004-8349
Document Number00D563/663
Book / PageD563 / 663
Map ReferenceCAB 20 SOL 54
Instrument DateOct 9, 2020
Instrument2020012218
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyLIMESTONE TITLE, LIMESTONE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$327.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3440 BALLTOWN RD, 3440, BARDSTOWN, KY 40004-8349

Transferred To (Grantee/Buyer)

NameVerified Name
Address3534 BALLTOWN RD, BARDSTOWN, KY 40004-9302

Mortgage

Document Number2020012219
DateOct 21, 2020
Instrument2020012219
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyNelson County
Unified School DistrictNelson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,665.00 (+16.17%)$261,390 (+26.15%)$981,030 (+373.47%) Land $741,990 Building $239,040
2023$2,294.00$207,200$207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1997–2020)
Claims Outside the SFHA5 of 8
Most Recent ClaimJun 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARION COUNTY WATER DISTRICT
serves 16,311 people · EPA ID KY0780268
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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