Kenton County property record for 3533 Celtic Ct, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,775 sqft · built 2009 |
| Lot Size | 0.889 acres (38,768 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $249,050 (Jan 2009) |
| Tax Bill | $3,901 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-03-021.00 |
| Primary APN | 072-00-03-021.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,775 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 38,768 sqft (0.889 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0720003021.00 |
|---|---|
| Street Address | 3533 CELTIC CT |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD VILLAGE SEC 2 LOT 21 |
| Legal Subdivision | ASHFORD VILLAGE |
| Legal Phase | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 65800 |
Source: Kenton County records · APN 072-00-03-021.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3533 CELTIC CT, COVINGTON, KY 41015-2415 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Sep 30, 2025 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 2009 · Amount on Record |
| Deed Sale | Jan 29, 2009 · Amount on Record |
| Prior Sale | Aug 26, 2008 · Amount on Record |
| Deed Document Number | 0002431105 |
| Deed Book / Page | 2431 / 105 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3533 CELTIC CT, COVINGTON, KY 41015-2415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3533 CELTIC CT, COVINGTON, KY 41015-2415 |
| Document Number | 0005900001 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | KCM 691/245 |
| Instrument | 25093005900001 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3533 CELTIC CT, COVINGTON, KY 41015-2415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3533 CELTIC CT, COVINGTON, KY 41015-2415 |
| Document Number | 0005900012 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | KCM 691/272 |
| Instrument | 25093005900012 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.99% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3533 CELTIC CT, COVINGTON, KY 41015-2415 |
| Document Number | 0000000009 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3533 CELTIC CT COVINGTON KY 410152415, COVINGTON, KY 41015-2415 |
| Document Number | 0000000009 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 00M125/000231 |
| Instrument | 9 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 12, 2035 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,901.00 (+16.87%) | $335,500 (+26.84%) Land $45,000 Building $290,500 | $335,500 (+26.84%) Land $45,000 Building $290,500 |
| 2023 | $3,338.00 | $264,500 Land $40,000 Building $224,500 | $264,500 Land $40,000 Building $224,500 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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