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3530 Celtic Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3530 Celtic Ct, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2010
Square Footage3,064 sqft Finished Area
Lot Size25,700 sqft (0.589 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$4,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN072-00-03-020.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,064 sqft Finished Area
Stories2 Stories

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area25,700 sqft (0.589 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0720003020.00
Street Address3530 CELTIC CT
CityCOVINGTON
StateKY
Zip41015-2416
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHFORD VILLAGE SEC 2 LOT 20
Legal SubdivisionASHFORD VILLAGE
Legal Phase2
Legal Lot Number20
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1026
Census Tract65800

Owner

Source: Kenton County records · APN 072-00-03-020.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3530 CELTIC CT, COVINGTON, KY 41015-2416
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jul 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK
May 24, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2010
Deed SaleOct 25, 2010
Prior SaleSep 14, 2010 · Amount on Record
Deed Doc Number0000276823
Deed Book / PageI-2768 / 023
Record RefreshedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3530 CELTIC CT, COVINGTON, KY 41015-2416
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900291
DateOct 19, 2021
Book Page287/157
Instrument21101905900291
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3530 CELTIC CT, COVINGTON, KY 41015-2416
Document Number0000000200
Instrument DateJul 09, 2019
Transaction TypeMortgage
Record UpdatedAug 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3530 CELTIC CT COVINGTON KY 410152416, COVINGTON, KY 41015-2416

Mortgage

Document Number0000000200
DateJul 22, 2019
Book Page0I4297/000242
Instrument200
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 21, 2029

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3530 CELTIC CT, COVINGTON, KY 41015-2416
Document Number0000000160
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3530 CELTIC CT COVINGTON KY 410152416, COVINGTON, KY 41015-2416

Mortgage

Document Number0000000160
DateJun 03, 2019
Book Page0I4272/000024
Instrument160
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 02, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,640.00 (+33.22%)$399,000 (+44.57%) Land $45,000 Building $354,000$399,000 (+44.57%) Land $45,000 Building $354,000
2023$3,483.00$276,000 Land $40,000 Building $236,000$276,000 Land $40,000 Building $236,000

Flood & Wildfire

3530 Celtic Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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