3531 W Moore Rd, Spencer, IN 47460 Property Records

Owen County property record for 3531 W Moore Rd, Spencer, IN 47460 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1991
Lot Size	14.7 acres (641,203 sqft)
Owner	Individual Name on File
Last Sale	$139,400 (Mar 2020)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-11-02-200-160.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-11-02-200-160.000-027`
Alternative APN	`00001026884`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Asphalt
Lot Area	641,203 sqft (14.7 acres)
Terrain	High
Shed	1 Shed
Shed Area	192 sqft
Lean-To	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00001026884
Street Address	3531 W MOORE RD
City	SPENCER
State	IN
Zip	47460-5665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NW S2 T10 R4 14.72A
Legal Range	4
Legal Township	10
Legal Section	2
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1013
Census Tract	955701

Owner

Source: Owen County records · APN 60-11-02-200-160.000-027

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3531 W MOORE RD, SPENCER, IN 47460-5665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	May 15, 2015 · Amount on Record
Deed Document Number	2020219874
Prior Transfer Date	Mar 20, 2020
Prior Transfer Doc	219874
Record Updated	Sep 20, 2026

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Mar 26, 2020
Property Address	3531 W MOORE RD, SPENCER, IN 47460-5665
Document Number	219874
Instrument Date	Mar 20, 2020
Instrument	219874
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 W MOOE RD, SPENCER, IN 47460-5665

Mortgage

Document Number	219875
Date	Mar 26, 2020
Instrument	219875

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

Source: Owen County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,184.00 (-9.57%) Homeowner's exemption	$284,400 (+9.68%) Land $108,900 Building $175,500	$284,400 (+9.68%) Land $108,900 Building $175,500
2024	$2,415.00 (-0.08%)
2023	$2,417.00 (+35.33%)	$259,300 Land $98,600 Building $160,700	$259,300 Land $98,600 Building $160,700
2022	$1,786.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Owen County (18119C), updated August 9, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181199557011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
South Central Indiana Rural Electric Membership	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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