3420 W Moore Rd, Spencer, IN 47460 Property Records

Owen County property record for 3420 W Moore Rd, Spencer, IN 47460

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,024 sqft · built 1999
Lot Size2.46 acres (107,158 sqft)
OwnerIndividual Name on Record
Last Sale$71,300 (Mar 2006)
Tax Bill$1,333 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN60-11-02-200-220.000-027

Property Details

APN / Parcel Number

Primary APN60-11-02-200-220.000-027
Alternative APN
  • 00001031288

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,024 sqft Living Area
1st Floor Area1,024 sqft
Basement Area1,024 sqft
Finished Basement1,024 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Roof MaterialMetal
Lot Area107,158 sqft (2.46 acres)
TerrainRolling
Lean-To320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001031288
Street Address3420 W MOORE RD
CitySPENCER
StateIN
Zip47460-5664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT N 1/2 SW S2 T10 R4 2.46A
Legal Range4
Legal Township10
Legal Section2
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1020
Census Tract955701

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3420 W MOORE RD, SPENCER, IN 47460-5664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2006 · Amount on Record
Deed SaleMar 31, 2006 · Amount on Record
Deed Document Number2006165994
Deed Book / Page225 / 132
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address3420 W MOORE RD, SPENCER, IN 47460-5664
Transaction TypeMortgage
Record UpdatedMar 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000228585
DateMar 21, 2022
Instrument228585
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address3420 W MOORE RD, SPENCER, IN 47460-5664
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number225150
DateJun 10, 2021
Instrument225150
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term296 Months
DueFeb 1, 2046

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,333.00 (-14%) Homeowner's exemption$218,400 (+9.64%) Land $43,100 Building $175,300$218,400 (+9.64%) Land $43,100 Building $175,300
2024$1,550.00 (+4.87%)
2023$1,478.00 (+3.72%)$199,200 Land $37,300 Building $161,900$199,200 Land $37,300 Building $161,900
2022$1,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
South Central Indiana REMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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