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3531 Kildare Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3531 Kildare Ct, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage2,470 sqft Finished Area
Lot Size20,038 sqft (0.46 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$4,234.00 (2025)

Property Details

APN / Parcel Number

Primary APN072-00-03-040.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,470 sqft Finished Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Lot Area20,038 sqft (0.46 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0720003040.00
Street Address3531 KILDARE CT
CityCOVINGTON
StateKY
Zip41015-2475
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHFORD VILLAGE SEC 4 LOT 40
Legal SubdivisionASHFORD VILLAGE
Legal Phase4
Legal Lot Number40
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1026
Census Tract65800

Owner

Source: Kenton County records · APN 072-00-03-040.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3531 KILDARE CT, COVINGTON, KY 41015-2475
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021
Mar 19, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Jul 23, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
UMC MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 12, 2021
Deed SaleJul 12, 2021
Prior SaleMar 08, 2016 · Amount on Record
Deed Doc Number0000010392
Deed Book / PageI-3720 / 028
Record RefreshedJun 08, 2026

July 2021:

JurisdictionKENTON KY
Recording DateJul 12, 2021
Property Address3531 KILDARE CT, COVINGTON, KY 41015-2475
Document Number0005900241
Book / Page103 / 92
Map ReferenceSL A-685
Instrument DateApr 05, 2021
Instrument21071205900241
Record UpdatedJul 28, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3531 KILDARE CT, COVINGTON, KY 41015-2475

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3531 KILDARE CT, COVINGTON, KY 41015-2475
Document Number0000000086
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3531 KILDARE CT COVINGTON KY 410152475, COVINGTON, KY 41015-2475

Mortgage

Document Number0000000086
DateApr 02, 2020
Book Page000M28/000001
Instrument86
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3531 KILDARE CT, COVINGTON, KY 41015-2475
Document Number0000000124
Instrument DateJul 23, 2019
Transaction TypeMortgage
Record UpdatedAug 16, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3531 KILDARE CT COVINGTON KY 410152475, COVINGTON, KY 41015-2475

Mortgage

Document Number0000000124
DateAug 02, 2019
Book Page0I4304/000177
Instrument124
Lender
NameUMC MTG
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,234.00 (+28.58%)$364,100 (+39.5%) Land $45,000 Building $319,100$364,100 (+39.5%) Land $45,000 Building $319,100
2023$3,293.00$261,000 Land $40,000 Building $221,000$261,000 Land $40,000 Building $221,000

Flood & Wildfire

3531 Kildare Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 37th in Kentucky
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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