Kenton County property record for 3530 Kildare Ct, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,530 sqft · built 2005 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (Nov 2020) |
| Tax Bill | $4,565 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-03-038.00 |
| Primary APN | 072-00-03-038.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,939 sqft (0.319 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0720003038.00 |
|---|---|
| Street Address | 3530 KILDARE CT |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD VILLAGE SEC 4 LOT 38 |
| Legal Subdivision | ASHFORD VILLAGE |
| Legal Phase | 4 |
| Legal Lot Number | 38 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 65800 |
Source: Kenton County records · APN 072-00-03-038.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3530 KILDARE CT, COVINGTON, KY 41015-2474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2020 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Jul 27, 2020 | Deed of Trust, Mortgage UNION SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2020 · Amount on Record |
| Deed Sale | Nov 05, 2020 · Amount on Record |
| Prior Sale | Jul 21, 2005 · Amount on Record |
| Deed Document Number | 0000053409 |
| Deed Book / Page | 53 / 409 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 05, 2020 |
| Property Address | 3530 KILDARE CT, COVINGTON, KY 41015-2474 |
| Document Number | 0000000049 |
| Book / Page | 000053 / 000409 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 49 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2020 |
| Title Company | NTC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3530 KILDARE CT COVINGTON KY 410152474, COVINGTON, KY 41015-2474 |
| Document Number | 50 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 00M120/000461 |
| Instrument | 50 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3530 KILDARE CT, COVINGTON, KY 41015-2474 |
| Document Number | 0000000025 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3530 KILDARE CT COVINGTON KY 410152474, COVINGTON, KY 41015-2474 |
| Document Number | 0000000025 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 000M81/000344 |
| Instrument | 25 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,565.00 (+13.08%) | $392,600 (+22.73%) Land $45,000 Building $347,600 | $392,600 (+22.73%) Land $45,000 Building $347,600 |
| 2023 | $4,037.00 | $319,900 Land $40,000 Building $279,900 | $319,900 Land $40,000 Building $279,900 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 76 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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