3531 Buffum Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 3531 Buffum Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,046 sqft · built 1974
Lot Size	0.41 acres (1,776 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2017)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-322-24-00`

Property Details

APN / Parcel Number

Primary APN	`162-322-24-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	1,776 sqft (0.41 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3531 BUFFUM DR
City	OCEANSIDE
State	CA
Zip	92057-8619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 146 UND 1/86 INT IN LOT B&ALL OF TR 007423
Legal Subdivision	OCEANA SOUTH
Legal Tract	007423
Legal Block	3
Legal Lot Number	146,B
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18512

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3531 BUFFUM DR, OCEANSIDE, CA 92057-8619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage MASON MCDUFFIE MORTGAGE CORP
Aug 16, 2017	Grant Deed, Transfer · VA Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Prior Sale	Oct 10, 2003 · Amount on Record
Deed Document Number	2017371667
Prior Transfer Date	Apr 14, 1997
Prior Transfer Doc	0000248600
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3531 BUFFUM DR, OCEANSIDE, CA 92057-8619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3531 BUFFUM DR, OCEANSIDE, CA 92057-8619

Mortgage

Document Number	0000032046
Date	Jan 15, 2021
Instrument	2021-0032046

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2017
Property Address	3531 BUFFUM DR, OCEANSIDE, CA 92057-8619
Document Number	0000371667
Map Reference	MAP7423
Instrument Date	May 24, 2017
Instrument	2017-0371667
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3531 BUFFUM DR, OCEANSIDE, CA 92057-8619
Mail Care Of	JEFF OLSEN

Mortgage

Document Number	0000371668
Date	Aug 16, 2017
Instrument	2017-0371668

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Mortgage

Document Number	0000371669
Date	Aug 16, 2017
Instrument	2017-0371669

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF THE INL
Type	Non-Lending Institution
Address	SAN BERNARDINO, CA 92405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 10, 2020

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,551 (+2%) Land $208,903 Building $98,648
2025	$3,415.00 (+5.21%)	$301,521 (+4.04%) Land $204,807 Building $96,714
2023	$3,246.00 (+1.53%)	$289,814 Land $196,855 Building $92,959
2022	$3,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet.

Nearby Properties on Buffum Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures