3530 White Oak Point Dr, Conroe, TX 77304 Property Records

Montgomery County property record for 3530 White Oak Point Dr, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,762 sqft · built 2004
Lot Size	0.177 acres (7,707 sqft)
Owner	2 Individual Names on File
Last Sale	$226,900 (Jun 2019)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9539-00-00200`

Property Details

APN / Parcel Number

Primary APN	`9539-00-00200`
Alternative APN	`R311345`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,762 sqft Living Area
Gross Area	3,182 sqft
1st Floor Area	1,339 sqft
2nd Floor Area	1,423 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,707 sqft (0.177 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	40 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3530 WHITE OAK POINT DR
City	CONROE
State	TX
Zip	77304-4975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK POINT, BLOCK 1, LOT 2, ACRES 0.179
Legal Subdivision	WHITE OAK POINT
Legal Block	1
Legal Lot Number	2
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3001
Census Tract	693702

Owner

3530 White Oak Point Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3530 WHITE OAK POINT DR, CONROE, TX 77304-4975
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2019	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Prior Sale	Feb 9, 2016 · Amount on File
Deed Document Number	201953221
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	3530 WHITE OAK POINT DR, CONROE, TX 77304-4975
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151379
Date	Dec 28, 2020
Instrument	2020151379

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Sep 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 19, 2019
Property Address	3530 WHITE OAK POINT DR, CONROE, TX 77304-4975
Document Number	0000053221
Map Reference	CAB S SH 190
Instrument Date	Jun 18, 2019
Instrument	2019053221
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 WHITE OAK POINT DR, CONROE, TX 77304-4975

Mortgage

Document Number	0000053222
Date	Jun 19, 2019
Instrument	2019053222

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3530 White Oak Point Dr was $3,503 with a homeowner's exemption, down 19.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,928 (+2.15%) Land $32,755 Building $246,173	$278,928 (+2.15%) Land $32,755 Building $246,173
2025	$3,503.00 (-19.49%) Homeowner's exemption	$273,069 (-7.8%) Land $32,755 Building $240,314	$273,069 (-7.91%) Land $32,755 Building $240,314
2024	$4,351.00 (+15.04%) Homeowner's exemption	$296,175 (+1%) Land $32,755 Building $263,769	$296,524 (+10.13%) Land $32,755 Building $263,769
2023	$3,782.00 Homeowner's exemption	$269,250 Land $32,750 Building $236,500	$269,250 Land $32,750 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3530 White Oak Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3530 White Oak Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONROE serves 113,912 people · EPA ID TX1700001
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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