3526 White Oak Point Dr, Conroe, TX 77304 Property Records

Montgomery County property record for 3526 White Oak Point Dr, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,915 sqft · built 2004
Lot Size	0.183 acres (7,960 sqft)
Owner	Individual Name on File
Last Sale	$271,727 (Dec 2023)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9539-00-00400`

Property Details

APN / Parcel Number

Primary APN	`9539-00-00400`
Alternative APN	`R311347`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,960 sqft (0.183 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	37 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3526 WHITE OAK POINT DR
City	CONROE
State	TX
Zip	77304-4975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK POINT, BLOCK 1, LOT 4, ACRES 0.183 - UDI: 50.000000%
Legal Subdivision	WHITE OAK POINT
Legal Block	1
Legal Lot Number	4
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	3
Census Block	3001
Census Tract	693702

Owner

3526 White Oak Point Dr is owned and occupied by an individual who bought it in December 2023.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3526 WHITE OAK POINT DR, CONROE, TX 77304-4975
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2018	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	2023120173
Prior Transfer Date	Sep 5, 2006
Prior Transfer Doc	0000105439
Record Updated	Oct 29, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Dec 15, 2023
Property Address	3526 WHITE OAK POINT DR, CONROE, TX 77304-4975
Document Number	0000120173
Map Reference	CAB S SH 190
Instrument Date	Dec 14, 2023
Instrument	2023120173
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 WHITE OAK POINT DR, CONROE, TX 77304-4975
Investor	Possibly a Property Investor

Mortgage

Document Number	0000120174
Date	Dec 15, 2023
Instrument	2023120174

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 8, 2018
Property Address	3526 WHITE OAK POINT DR, CONROE, TX 77304-4975
Document Number	0000054152
Map Reference	CAB S SH190
Instrument Date	Jun 7, 2018
Instrument	2018054152
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	TEXAS AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 WHITE OAK POINT DR, CONROE, TX 77304-4975

Mortgage

Document Number	0000054153
Date	Jun 8, 2018
Instrument	2018054153

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3526 White Oak Point Dr was $1,374 with a homeowner's exemption, down 16.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,702 (-0.01%) Land $16,915 Building $98,787	$115,702 (-0.01%) Land $16,915 Building $98,787
2025	$1,374.00 (-16.37%) Homeowner's exemption	$115,712 (-1.72%) Land $16,915 Building $98,797	$115,712 (-1.72%) Land $16,915 Building $98,797
2024	$1,643.00 (-38.9%) Homeowner's exemption	$117,739 (-43.31%) Land $16,915 Building $100,824	$117,739 (-43.31%) Land $16,915 Building $100,824
2023	$2,689.00 Homeowner's exemption	$207,680 Land $33,830 Building $173,850	$207,680 Land $33,830 Building $173,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3526 White Oak Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3526 White Oak Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONROE serves 113,912 people · EPA ID TX1700001
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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