3530 Shady Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3530 Shady Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,594 sqft · built 1997
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$494,000 (Jun 2026)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`01-579-90093613`

Property Details

APN / Parcel Number

Primary APN	`01-579-90093613`
Alternative APNs	`1-579-90093613` `57990093613`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,594 sqft Living Area
1st Floor Area	922 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,400 sqft (0.147 acres)
Porch	Open Porch
Porch Area	96 sqft
Deck Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	57990093613
Street Address	3530 SHADY DR
City	EDGEWATER
State	MD
Zip	21037-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 290 NORTH SELBY
Legal Subdivision	NORTH SELBY
Legal Block	1
Legal Lot Number	290
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1022
Census Tract	701202

Owner

Source: Anne Arundel County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3530 SHADY DR, EDGEWATER, MD 21037-3331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 15, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Apr 3, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST SAVINGS MORTGAGE CORPORATION
Oct 18, 2017	Grant Deed, Transfer · FHA Mortgage FIRST SVGS MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Book / Page	42444 / 91
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3530 SHADY DR, EDGEWATER, MD 21037-3331
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 SHADY DR, EDGEWATER, MD 21037-3331

Mortgage

Document Number	0367830318
Date	May 14, 2021
Book Page	36783/318

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Mar 1, 2036

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 15, 2026
Property Address	3530 SHADY DR, EDGEWATER, MD 21037-3331
Document Number	4244000091
Book / Page	42444 / 91
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$498,940.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3530 SHADY DR, EDGEWATER, MD 21037-3331

Mortgage

Document Number	4244000100,
Date	Jun 15, 2026
Book Page	42444/100

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 3, 2026
Property Address	3530 SHADY DR, EDGEWATER, MD 21037-3331
Document Number	4223000490
Book / Page	42230 / 490
Instrument Date	Mar 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ASPEN REAL ESTATE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 SHADY DR, EDGEWATER, MD 21037-3331
Investor	Possibly a Property Investor

Mortgage

Document Number	4223000490,
Date	Apr 3, 2026
Book Page	42230/490

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Aug 1, 2026

Interest

Rate	5.98%
Max Rate	-1%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 18, 2017
Property Address	3530 SHADY DR, EDGEWATER, MD 21037-3331
Document Number	0314680174
Book / Page	031468 / 000174
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3530 SHADY DR EDGEWATER MD 210373331, EDGEWATER, MD 21037-3331

Mortgage

Document Number	314680181
Date	Oct 18, 2017
Book Page	031468/000181

Lender

Name	FIRST SVGS MTG
Type	Mortgage Company
Address	MCLEAN, VA 22102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (+1.95%) Homeowner's exemption	$377,800 (+8.31%)	$392,300 (+12.47%) Land $180,400 Building $211,900
2024	$4,247.00 (+20.79%)
2023	$3,516.00 Homeowner's exemption	$348,800 Land $180,400 Building $168,400	$348,800 Land $180,400 Building $168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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