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3528 Shady Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3528 Shady Dr, Edgewater, MD 21037 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,046 sqft · built 2008
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$421,000 (May 2020)
Tax Bill$5,091 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN01-579-06031100

Property Details

APN / Parcel Number

Primary APN01-579-06031100
Alternative APNs
  • 1-579-06031100
  • 57906031100

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,046 sqft Living Area
1st Floor Area1,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
PorchOpen Porch
Porch Area86 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number57906031100
Street Address3528 SHADY DR
CityEDGEWATER
StateMD
Zip21037-3331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 291 PL 7 NORTH SELBY
Legal SubdivisionNORTH SELBY
Legal Block1
Legal Lot Number291
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1022
Census Tract701202

Owner

Source: Anne Arundel County records · APN 01-579-06031100

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3528 SHADY DR, EDGEWATER, MD 21037-3331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
May 19, 2020Deed, Transfer · FHA Mortgage
DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Prior SaleOct 22, 2014 · Amount on Record
Deed Book / Page34606 / 186
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateMay 19, 2026
Property Address3528 SHADY DR, EDGEWATER, MD 21037-3331
Document Number4235000175
Book / Page42358 / 175
Instrument DateApr 22, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3528 SHADY DR, EDGEWATER, MD 21037-3331

Mortgage

Document Number4235000175,
DateMay 19, 2026
Book Page42358/175
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term289 Months
DueJun 01, 2050
Interest
Rate6.38%
Max Rate-1%

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 19, 2020
Property Address3528 SHADY DR, EDGEWATER, MD 21037-3331
Document Number0346060186
Book / Page34606 / 186
Map ReferenceMB FSR 3 FO 39
Instrument DateMay 08, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyQUIET TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,262.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3528 SHADY DR, EDGEWATER, MD 21037-3331

Mortgage

Document Number34606193
DateMay 19, 2020
Instrument34606/193
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,091.00 (+19.96%) Homeowner's exemption$425,300 (+9.42%)$443,600 (+14.12%) Land $177,200 Building $266,400
2023$4,244.00 Homeowner's exemption$388,700 Land $177,200 Building $211,500$388,700 Land $177,200 Building $211,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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