3530 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3530 S River Ter, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,640 sqft · built 1960
Lot Size0.326 acres (14,200 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Oct 2012)
Tax Bill$9,531 (2025)
Deeds & MortgagesMar 2018 Transfer
Flood ZoneZone X (minimal risk)
APN01-480-06608520

Property Details

APN / Parcel Number

Primary APN01-480-06608520
Alternative APNs
  • 1-480-06608520
  • 48006608520

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,640 sqft Living Area
Gross Area3,364 sqft
1st Floor Area2,040 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area14,200 sqft (0.326 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area556 sqft
Deck Area588 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number48006608520
Street Address3530 S RIVER TER
CityEDGEWATER
StateMD
Zip21037-3245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 13 BK L LOCH HAVEN BEACH
Legal SubdivisionLOCH HAVEN BEACH
Legal BlockL
Legal Lot Number13
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1004
Census Tract701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3530 S RIVER TER, EDGEWATER, MD 21037-3245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2012 · Amount on Record
Deed SaleOct 11, 2012 · Amount on Record
Prior SaleJun 17, 2009 · Amount on Record
Deed Book / Page25223 / 114
Last Transfer DateMar 2, 2018
Transfer Doc0319100491
Record UpdatedOct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateMar 9, 2018
Property Address3530 S RIVER TER, EDGEWATER, MD 21037-3245
Document Number0319100491
Book / Page031910 / 000491
Instrument DateMar 2, 2018
Transaction TypeTransfer
Record UpdatedMar 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3530 S RIVER TER EDGEWATER MD 210373245, EDGEWATER, MD 21037-3245

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$926,600 (+5.64%) Land $547,700 Building $378,900$926,600 (-) Land $547,700 Building $378,900
2025$9,531.00 (+2.08%) Homeowner's exemption$877,133 (+12.71%)$926,600 (+19.07%) Land $547,700 Building $378,900
2024$9,337.00 (+9.89%)
2023$8,497.00 Homeowner's exemption$778,200 Land $549,900 Building $228,300$778,200 Land $549,900 Building $228,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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