3527 S River Ter, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3527 S River Ter, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,760 sqft · built 1935
Lot Size	0.417 acres (18,150 sqft)
Owner	Individual Name on Record
Last Sale	$513,055 (May 2021)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-480-02574900`

Property Details

APN / Parcel Number

Primary APN	`01-480-02574900`
Alternative APNs	`1-480-02574900` `48002574900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,150 sqft (0.417 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	360 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	522 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	48002574900
Street Address	3527 S RIVER TER
City	EDGEWATER
State	MD
Zip	21037-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 31 32 BK M SC 2 LOCH HAVEN BEACH
Legal Subdivision	LOCH HAVEN BEACH
Legal Block	M
Legal Lot Number	31
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3527 S RIVER TER, EDGEWATER, MD 21037-3241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Jun 7, 2001 · Amount on Record
Deed Book / Page	36723 / 254
Prior Transfer Date	Oct 31, 2007
Prior Transfer Doc	0196420015
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 5, 2021
Property Address	3527 S RIVER TER, EDGEWATER, MD 21037-3241
Document Number	0367230254
Book / Page	36723 / 254
Map Reference	MB 19 FO 27
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	STAR SETTLEMENT LLC, SMART SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,413.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3527 SOUTH RIVER TER, EDGEWATER, MD 21037-3241

Mortgage

Document Number	36723263
Date	May 5, 2021
Instrument	36723/263

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,500 (+15.6%) Land $300,100 Building $276,400	$576,500 (-) Land $300,100 Building $276,400
2025	$4,591.00 (+2.71%) Homeowner's exemption	$498,700 (+45.35%)	$576,500 (+68.03%) Land $300,100 Building $276,400
2024	$4,470.00 (+19.33%)
2023	$3,746.00 Homeowner's exemption	$343,100 Land $232,400 Building $110,700	$343,100 Land $232,400 Building $110,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20