3530 Myrtle Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3530 Myrtle Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1909
Lot Size	0.095 acres (4,125 sqft)
Owner	Company Name on Record
Last Sale	$40,102 (Nov 2014)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-31-23-009.00`

Property Details

APN / Parcel Number

Primary APN	`056-31-23-009.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	928 sqft Finished Area
Gross Area	1,110 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	4,125 sqft (0.095 acres)
Lot Dimensions	125 ft deep x 33 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3530 MYRTLE AVE
City	COVINGTON
State	KY
Zip	41015-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DINMORE PARK PT LOTS 42-43 33'X 125' ES MYRTLE AVE
Legal Subdivision	DINMORE PARK-LATONIA
Legal Lot Number	42,43
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3353 MADISON PIKE, FT MITCHELL, KY 41017-8153
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2014 · Amount on Record
Deed Sale	Nov 10, 2014 · Amount on Record
Prior Sale	Dec 4, 2013
Deed Document Number	201411 10 059 00137
Deed Book / Page	5530 / 175
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3530 MYRTLE AVE, COVINGTON, KY 41015-1514
Document Number	0000000125
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3353 MADISON PIKE FORT MITCHELL KY 410178153, FORT MITCHELL, KY 41017-8153

Mortgage

Document Number	0000000125
Date	Aug 20, 2019
Book Page	0C6733/000341
Instrument	125

Lender

Name	HERITAGE BK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 19, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,700 (+18.08%) Land $15,000 Building $126,700	$141,700 (+18.08%) Land $15,000 Building $126,700
2025	$1,590.00 (-0.5%)	$120,000 (-) Land $10,000 Building $110,000	$120,000 (-) Land $10,000 Building $110,000
2023	$1,598.00	$120,000 Land $10,000 Building $110,000	$120,000 Land $10,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1993–2025)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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