3526 Myrtle Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3526 Myrtle Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,221 sqft · built 1911
Lot Size	0.1 acres (4,375 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Nov 2020)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-31-23-008.00`

Property Details

APN / Parcel Number

Primary APN	`056-31-23-008.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,221 sqft Finished Area
Gross Area	1,377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,375 sqft (0.1 acres)
Lot Dimensions	125 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3526 MYRTLE AVE
City	COVINGTON
State	KY
Zip	41015-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DINMORE PARK PT LOTS 43-44 35'X 125' ES MYRTLE AVE
Legal Subdivision	DINMORE PARK-LATONIA
Legal Lot Number	43,44
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	61200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3526 MYRTLE AVE, COVINGTON, KY 41015-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Nov 24, 2020	Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES
Jun 16, 2020	Grant Deed, Transfer RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC
Nov 18, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	20205900204
Deed Book / Page	57 / 497
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3526 MYRTLE AVE, COVINGTON, KY 41015-1514
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900007
Date	Sep 24, 2021
Book Page	276/761
Instrument	21092405900007

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 24, 2020
Property Address	3526 MYRTLE AVE, COVINGTON, KY 41015-1514
Document Number	0000000204
Book / Page	000057 / 000497
Instrument Date	Nov 19, 2020
Instrument	204
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Tax	$143.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 MYRTLE AVE COVINGTON KY 410151514, COVINGTON, KY 41015-1514

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jun 16, 2020
Property Address	3526 MYRTLE AVE, COVINGTON, KY 41015-1514
Document Number	0000000244
Book / Page	000026 / 000597
Instrument Date	Jun 10, 2020
Instrument	244
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3353 MADISON PIKE FORT WRIGHT KY 410178153, FORT WRIGHT, KY 41017-8153

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Nov 18, 2019
Property Address	3526 MYRTLE AVE, COVINGTON, KY 41015-1514
Document Number	0000000004
Book / Page	0C6803 / 000030
Instrument Date	Jun 17, 2019
Instrument	4
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$64.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,500 (-) Land $15,000 Building $127,500	$142,500 (-) Land $15,000 Building $127,500
2025	$1,888.00 (-0.53%)	$142,500 (-) Land $10,000 Building $132,500	$142,500 (-) Land $10,000 Building $132,500
2023	$1,898.00	$142,500 Land $10,000 Building $132,500	$142,500 Land $10,000 Building $132,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1993–2025)
Claims Outside the SFHA	4 of 22
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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