3530 Harding St, Dearborn, MI 48124 Property Records

Wayne County property record for 3530 Harding St, Dearborn, MI 48124 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 1950
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`82-09-273-31-028`

Property Details

APN / Parcel Number

Primary APN	`82-09-273-31-028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	896 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 41 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3530 HARDING ST
City	DEARBORN
State	MI
Zip	48124-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOFF DEARBORN TRACTOR SUB
Legal Subdivision	DEARBORN TRACTOR
Legal Lot Number	20
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1001
Census Tract	575401

Owner

Source: Wayne County records · APN 82-09-273-31-028

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3530 HARDING ST, DEARBORN, MI 48124-3732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 13, 2020
Transfer Doc	0555990173
Record Updated	Jun 08, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 24, 2020
Property Address	3530 HARDING ST, DEARBORN, MI 48124-3732
Document Number	0555990173
Book / Page	055599 / 000173
Instrument Date	Feb 13, 2020
Instrument	46419
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3530 HARDING ST DEARBORN MI 481243732, DEARBORN, MI 48124-3732

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00 (-15.69%) Homeowner's exemption	$95,000 (+18.31%)	$190,000 (+18.31%)
2023		$80,300	$160,600
2019	$3,015.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635754011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force 9 of 15 on primary residences
Nearby Flood Claims	2 (2014)
Most Recent Claim	Aug 2014, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.