Wayne County property record for 3514 Harding St, Dearborn, MI 48124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1952 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $86,500 (May 2009) |
| Tax Bill | $2,631 (2019) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 82-09-273-31-030 |
| Primary APN | 82-09-273-31-030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,820 sqft |
| Basement Area | 728 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 140 ft deep x 41 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 82-09-273-31-030 |
|---|---|
| Street Address | 3514 HARDING ST |
| City | DEARBORN |
| State | MI |
| Zip | 48124-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 22 DEARBORN TRACTOR SUB |
| Legal Subdivision | DEARBORN TRACTOR SUB |
| Legal Lot Number | 22 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 575401 |
Source: Wayne County records, as of March 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3514 HARDING ST, DEARBORN, MI 48124-3732 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2009 · Amount on Record |
| Deed Sale | May 27, 2009 · Amount on Record |
| Deed Document Number | 209211457 |
| Deed Book / Page | 47932 / 1007 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 3514 HARDING ST, DEARBORN, MI 48124-3732 |
| Document Number | 0535031099 |
| Book / Page | 053503 / 001099 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3514 HARDING ST DEARBORN MI 481243732, DEARBORN, MI 48124-3732 |
| Document Number | 0535031099 |
|---|---|
| Date | Feb 6, 2017 |
| Book Page | 053503/001099 |
| Instrument | 35677 |
| Name | DEARBORN FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | DEARBORN, MI 48124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 5, 2027 |
Source: Wayne County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $72,400 | $144,800 | |
| 2019 | $2,631.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2014) |
| Most Recent Claim | Aug 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
May also be available: Verizon.
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