Albany County and Guilderland Town property record for 3530 E Lydius St, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,446 sqft Living Area |
| Lot Size | 20,400 sqft (0.468 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $242,500 (2006) |
| Tax Bill | $5,641.00 (2025) |
| Primary APN | 013089 28.13-1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,446 sqft Living Area |
| 1st Floor | 1,619 sqft 1st Floor |
| Basement Area | 827 sqft Basement |
| Finished Basement | 827 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 20,400 sqft (0.468 acres) |
| Depth X Width | 200 ft x 102 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Shed | 1 Shed |
| Patio Area | 450 sqft Patio |
| Porch Area | 84 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 02801300010020000000 |
|---|---|
| Street Address | 3530 E LYDIUS ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 24 SI 3530 LYDIUS ST |
| Legal Subdivision | SIVER ACRES SUBDIVISION #2 |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 28.13-1-2
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3530 E LYDIUS ST, SCHENECTADY, NY 12303-3561 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Oct 10, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 18, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2006 · Amount on Record |
| Deed Sale | Sep 29, 2006 · Amount on Record |
| Prior Sale | Sep 29, 2006 · Amount on Record |
| Deed Doc Number | 20069804881 |
| Deed Book / Page | 2859 / 854 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3530 E LYDIUS ST, SCHENECTADY, NY 12303-3561 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009003 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | R2017-09003 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Aug 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3530 E LYDIUS ST, SCHENECTADY, NY 12303-3561 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001368 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | R2019-21368 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 18, 2017 |
| Property Address | 3530 E LYDIUS ST, SCHENECTADY, NY 12303-3561 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 9004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3530 E LYDIUS ST SCHENECTADY NY 123033561, SCHENECTADY, NY 12303-3561 |
| Document Number | 0000009004 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 9004 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,641.00 (+21.73%) Disabled Person's exemption Veteran's exemption | $290,000 (-) Land $58,000 Building $232,000 | $386,667 (+13.33%) Land $77,333 Building $309,334 |
| 2023 | $290,000 (-) Land $58,000 Building $232,000 | $341,176 (+7.06%) Land $68,235 Building $272,941 | |
| 2022 | $290,000 Land $58,000 Building $232,000 | $318,681 Land $63,736 Building $254,945 | |
| 2021 | $4,634.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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