Albany County and Guilderland Town property record for 3520 E Lydius St, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1981 |
| Square Footage | 3,578 sqft Living Area |
| Lot Size | 43,000 sqft (0.987 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (1995) |
| Tax Bill | $13,569.00 (2025) |
| Primary APN | 013089 28.00-3-7.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,578 sqft Living Area |
| 1st Floor | 2,343 sqft 1st Floor |
| 2nd Floor | 1,235 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Lot Area | 43,000 sqft (0.987 acres) |
| Depth X Width | 200 ft x 215 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 748 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
| Pool Area | 252 sqft Pool |
| Porch Area | 291 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02800000030070020000 |
|---|---|
| Street Address | 3520 E LYDIUS ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3561 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3520 LYDIUS ST |
| Legal Block | 3 |
| Legal Lot Number | 7.002 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records · APN 013089 28.00-3-7.2
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3520 E LYDIUS ST, SCHENECTADY, NY 12303-3561 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Apr 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit PIONEER SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 1995 · Amount on Record |
| Deed Sale | Apr 07, 1995 · Amount on Record |
| Deed Book / Page | 2531 / 766 |
| Last Transfer Date | Apr 02, 2020 |
| Transfer Doc | 0000007999 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3520 E LYDIUS ST, SCHENECTADY, NY 12303-3561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012606 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | R2020-12606 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 23, 2020 |
| Property Address | 3520 E LYDIUS ST, SCHENECTADY, NY 12303-3561 |
| Document Number | 0000007999 |
| Instrument Date | Apr 02, 2020 |
| Instrument | 7999 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3520 E LYDIUS ST SCHENECTADY NY 123033561, SCHENECTADY, NY 12303-3561 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3520 E LYDIUS ST, SCHENECTADY, NY 12303-3561 |
| Document Number | 0000021968 |
| Instrument Date | Sep 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3520 E LYDIUS ST SCHENECTADY NY 123033561, SCHENECTADY, NY 12303-3561 |
| Document Number | 0000021968 |
|---|---|
| Date | Oct 02, 2018 |
| Instrument | 21968 |
| Name | PIONEER SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | TROY, NY 12180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,569.00 (+12.46%) Veteran's exemption | $520,000 (-) Land $104,000 Building $416,000 | $693,333 (+13.33%) Land $138,667 Building $554,666 |
| 2023 | $520,000 (-) Land $104,000 Building $416,000 | $611,765 (+7.06%) Land $122,353 Building $489,412 | |
| 2022 | $520,000 Land $104,000 Building $416,000 | $571,429 Land $114,286 Building $457,143 | |
| 2021 | $12,066.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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