3530 Cactus St, Myrtle Beach, SC 29577 Property Records

Horry County property record for 3530 Cactus St, Myrtle Beach, SC 29577

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,623 sqft · built 1958
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$271,000 (Nov 2021)
Tax Bill	$4,391 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`446-07-03-0136`

Property Details

APN / Parcel Number

Primary APN	`446-07-03-0136`
Alternative APN	`1860001166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1860001166
Street Address	3530 CACTUS ST
City	MYRTLE BEACH
State	SC
Zip	29577-5016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SEAGATE VILLAGE PH I; UNIT 3530 CACTUS
Legal Subdivision	SEAGATE VILLAGE PH I
Legal Unit	3530
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1013
Census Tract	51000

Owner

3530 Cactus St, a condominium, is owned by an individual who bought it in November 2021.

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1 RUFFIAN DR, STAFFORD, VA 22556-6662
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE
Nov 29, 2016	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Jul 16, 2014 · Amount on File
Deed Document Number	0004483477
Deed Book / Page	4483 / 477
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 10, 2021
Property Address	3530 CACTUS ST, MYRTLE BEACH, SC 29577-5016
Document Number	0044830477
Book / Page	4483 / 477
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RUFFIAN DR, STAFFORD, VA 22556-6662

Mortgage

Document Number	0006476737
Date	Nov 10, 2021
Instrument	6476/737

Lender

Name	GUILD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2051

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	3530 CACTUS ST, MYRTLE BEACH, SC 29577-5016
Document Number	5848/1049
Instrument Date	Nov 29, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 CACTUS ST MYRTLE BEACH SC 295775016, MYRTLE BEACH, SC 29577-5016

Mortgage

Document Number	5848/1049
Date	Jan 25, 2017
Book Page	005848/001049
Instrument	9385

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	468 Months
Due	Jan 24, 2056

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3530 Cactus St was $4,391.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Myrtle Beach City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,391.00
2024	$4,391.00 (+7.15%)	$20,970 (+23.13%) Building $20,970	$349,500 (+115.47%) Building $349,500
2023	$4,098.00	$17,031 Building $17,031	$162,200 Building $162,200
2021	$368.00	$17,031 Building $17,031	$162,200 Building $162,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3530 Cactus St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 units insured incl. 150 condo units
Nearby Flood Claims	3 (1989–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3530 Cactus St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MYRTLE BEACH serves 49,375 people · EPA ID SC2610001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, HTC.

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