3520 Cactus St, Myrtle Beach, SC 29577 Property Records

Horry County property record for 3520 Cactus St, Myrtle Beach, SC 29577

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,383 sqft · built 1958
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Tax Bill	$344 (2025)
Deeds & Mortgages	May 2023 Sale Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`446-07-03-0088`

Property Details

APN / Parcel Number

Primary APN	`446-07-03-0088`
Alternative APN	`1860001163`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3520 CACTUS ST
City	MYRTLE BEACH
State	SC
Zip	29577-5016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SEAGATE VILLAGE PH I; UNIT 3520 CACTUS
Legal Subdivision	SEAGATE VILLAGE PH I
Legal Unit	3520
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1013
Census Tract	51000

Owner

3520 Cactus St, a condominium, is owned and occupied by an individual who acquired it in May 2023.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3520 CACTUS ST, MYRTLE BEACH, SC 29577-5016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2011
Deed Sale	Mar 30, 2011
Prior Sale	Sep 26, 2003 · Amount on File
Deed Book / Page	3512 / 1084
Last Transfer Date	May 3, 2023
Transfer Doc	0046752059
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	May 3, 2023
Property Address	3520 CACTUS ST, MYRTLE BEACH, SC 29577-5016
Document Number	0046752059
Book / Page	4675 / 2059
Instrument Date	May 3, 2023
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CACTUS ST, MYRTLE BEACH, SC 29577-5016

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	3520 CACTUS ST, MYRTLE BEACH, SC 29577-5016
Document Number	5966/1735
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 CACTUS ST MYRTLE BEACH SC 295775016, MYRTLE BEACH, SC 29577-5016

Mortgage

Document Number	5966/1735
Date	Feb 28, 2018
Book Page	005966/001735

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Cactus St was $344.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Myrtle Beach City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$344.00
2024	$344.00 (+16.61%)	$15,954 (+1.3%) Building $15,954	$265,900 (+77.27%) Building $265,900
2023	$295.00	$15,750 Building $15,750	$150,000 Building $150,000
2021	$419.00	$15,750 Building $15,750	$150,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 Cactus St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 units insured incl. 150 condo units
Nearby Flood Claims	3 (1989–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3520 Cactus St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MYRTLE BEACH serves 49,375 people · EPA ID SC2610001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, HTC.

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