Collier County property record for 3530 12th St N, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1980 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $294,000 (Jan 2016) |
| Tax Bill | $5,108 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 389800 G 14A22 |
| Primary APN | 389800 G 14A22 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| Pool Area | 322 sqft |
| Deck Area | 252 sqft |
| Street Address | 3530 12TH ST N |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34103-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | GULF ACRES BLK G LOT 1 OR 878 PG 1926 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 22 |
| Legal Subdivision | GULF ACRES |
| Legal Tract | 389800 |
| Legal Block | G |
| Legal Lot Number | 1 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 10300 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3530 12TH ST N, NAPLES, FL 34103-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on Record |
| Deed Sale | Jan 15, 2016 · Amount on Record |
| Prior Sale | Oct 14, 2015 · Amount on Record |
| Deed Document Number | 20165217806 |
| Deed Book / Page | 5233 / 1424 |
| Last Transfer Date | Apr 24, 2024 |
| Transfer Doc | 0063630689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3530 12TH ST N, NAPLES, FL 34103-3819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3530 12TH ST N, NAPLES, FL 34103-3819 |
| Document Number | 0061040870 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 6104/870 |
| Instrument | 6227032 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,855 (-8.35%) Land $375,526 Building $132,329 | $507,855 (-8.35%) Land $375,526 Building $132,329 | |
| 2025 | $5,108.00 (-7.3%) Homeowner's exemption Disabled Person's exemption | $554,112 (+64.69%) Land $394,875 Building $159,237 | $554,112 (+0.39%) Land $394,875 Building $159,237 |
| 2024 | $5,510.00 (+23.13%) | ||
| 2023 | $4,475.00 (+13.93%) | $336,463 (+1%) | $551,986 (+32.26%) Land $467,269 Building $84,717 |
| 2022 | $3,928.00 | $305,875 | $417,364 Land $324,785 Building $92,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 141 in force |
| Nearby Flood Claims | 68 (1979–2024) |
| Claims Outside the SFHA | 33 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Summit Broadband, Verizon.
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