Newaygo County property record for 353 S Charles St, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 816 sqft |
| Lot Size | 0.211 acres (9,208 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,700 (May 2025) |
| Tax Bill | $2,751 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-181-016 |
| Primary APN | 15-05-181-016 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Architectural Style | Modular |
|---|---|
| Lot Area | 9,208 sqft (0.211 acres) |
| Garage Area | 308 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 353 S CHARLES ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | LOTS 348, 349 & 350 ALSO ALLEY ON N SIDE OF LOTS VILLAGE OF MORGAN |
| Legal Subdivision | VILLAGE OF MORGAN |
| Legal Lot Number | 348-350 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WHITE CLOUD |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 970700 |
353 S Charles St is owned and occupied by an individual who bought it in May 2025.
Source: Newaygo County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3333 CHASE AVE, NEWAYGO, MI 49337-9520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on File |
| Deed Sale | May 9, 2025 · Amount on File |
| Prior Sale | Jul 16, 2004 |
| Deed Document Number | 2025 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 353 S Charles St was $2,751 with a homeowner's exemption.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| Municipality | White Cloud City |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,400 (+8.1%) | $122,800 (+8.1%) | |
| 2025 | $2,751.00 | $56,800 | $113,600 |
| 2023 | $44,300 | $88,600 | |
| 2022 | $1,157.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 353 S Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 353 S Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE CLOUD serves 1,408 people · EPA ID MI0007060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: NCATS, Point Broadband.
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