Newaygo County property record for 285 S Charles St, White Cloud, MI 49349
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 840 sqft |
| Lot Size | 0.037 acres (1,618 sqft) |
| Owner | Company Name on File |
| Last Sale | $90,000 (Nov 2011) |
| Tax Bill | $2,827 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-179-017 |
| Primary APN | 15-05-179-017 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 840 sqft Total Area |
| Fire Resistance | Masonry Walls, Wood Interior |
|---|---|
| Lot Area | 1,618 sqft (0.037 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 285 S CHARLES ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9221 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | N 32 FT OF LOT 266 VILLAGE OF MORGAN |
| Legal Subdivision | VILLAGE OF MORGAN |
| Legal Lot Number | 266 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WHITE CLOUD |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 970700 |
285 S Charles St, a commercial property, is owned by a company that bought it in November 2011.
Source: Newaygo County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4468 200TH AVE, MORLEY, MI 49336-9531 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2011 · Amount on File |
| Deed Sale | Nov 3, 2011 · Amount on File |
| Deed Book / Page | 444 / 412 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 285 S Charles St was $2,827.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| Municipality | White Cloud City |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,800 | $121,600 | |
| 2025 | $2,827.00 | ||
| 2023 | $53,900 | $107,800 | |
| 2022 | $2,554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 S Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 S Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE CLOUD serves 1,408 people · EPA ID MI0007060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: NCATS, Point Broadband.
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