Black Hawk County property record for 353 Normandy St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,128 sqft · built 1946 |
| Lot Size | 0.186 acres (8,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Oct 2008) |
| Tax Bill | $1,840 (2025) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-15-203-005 |
| Primary APN | 8913-15-203-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Basement Area | 648 sqft |
| Finished Basement | 100 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,120 sqft (0.186 acres) |
| Lot Dimensions | 140 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 353 NORMANDY ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRINKER THOMAS & MC CLELLAN ADDITION LOT 1 BLK 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 15 |
| Legal Subdivision | BRINKER THOMAS & MC CLELLAN |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1600 |
353 Normandy St is owned and occupied by two individuals who bought it in October 2008.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 353 NORMANDY ST, WATERLOO, IA 50703-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2008 · Amount on File |
| Deed Sale | Oct 22, 2008 · Amount on File |
| Deed Document Number | 20082009008374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 29, 2018 |
| Property Address | 353 NORMANDY ST, WATERLOO, IA 50703-1633 |
| Document Number | 201900003478 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 201900003478 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 353 NORMANDY ST, WATERLOO, IA 50703-1633 |
| Document Number | 201900003479 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 201900003479 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 353 Normandy St was $1,840 with a homeowner's exemption, up 4.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,840.00 (+4.66%) Homeowner's exemption | $101,010 Land $11,600 Building $89,410 | $101,010 Land $11,600 Building $89,410 |
| 2024 | $1,758.00 | ||
| 2023 | $91,220 (+23.84%) Land $11,600 Building $79,620 | $91,220 Land $11,600 Building $79,620 | |
| 2022 | $1,422.00 Homeowner's exemption | $73,660 Land $11,600 Building $62,060 | |
| 2021 | $73,660 Land $11,600 Building $62,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 353 Normandy St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1978–1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 353 Normandy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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