Black Hawk County property record for 345 Normandy St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 442 sqft · built 1931 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $33,000 (Jun 2009) |
| Tax Bill | $1,010 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-15-203-007 |
| Primary APN | 8913-15-203-007 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 442 sqft Living Area |
| 1st Floor Area | 330 sqft |
| Basement Area | 330 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 345 NORMANDY ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRINKER THOMAS & MC CLELLAN ADDITION LOT 3 BLK 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 15 |
| Legal Subdivision | BRINKER THOMAS & MC CLELLAN |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1600 |
345 Normandy St is owned and occupied by an individual who acquired it in August 2025.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 345 NORMANDY ST, WATERLOO, IA 50703-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2009 · Amount on File |
| Deed Sale | Jun 24, 2009 · Amount on File |
| Prior Sale | Jan 7, 2005 · Amount on File |
| Deed Document Number | 200925185 |
| Last Transfer Date | Aug 4, 2025 |
| Transfer Doc | 0202511401 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 345 Normandy St was $1,010, up 1.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,010.00 (+1.61%) | $49,510 Land $12,000 Building $37,510 | $49,510 Land $12,000 Building $37,510 |
| 2024 | $994.00 | ||
| 2023 | $45,810 (+30.92%) Land $12,000 Building $33,810 | $45,810 Land $12,000 Building $33,810 | |
| 2022 | $768.00 | $34,990 Land $12,000 Building $22,990 | |
| 2021 | $34,990 Land $12,000 Building $22,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 345 Normandy St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1978–1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 345 Normandy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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