353 Mandolin Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 353 Mandolin Ln, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,035 sqft · built 2010
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$367,000 (Jun 2026)
Tax Bill	$2,370 (2025)
Deeds & Mortgages	Jun 2026 Sale May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687553-000930`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687553-000930`
Alternative APNs	`132926687553000930` `32926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,035 sqft Living Area
Gross Area	2,595 sqft
1st Floor Area	2,035 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,500 sqft (0.264 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	272 sqft

Location & Zoning

Street Address	353 MANDOLIN LN
City	WINTER HAVEN
State	FL
Zip	33884-3579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN I PB 142 PGS 10-14 LOT 93
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN 1
Legal Tract	687553
Legal Block	1
Legal Lot Number	93
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14006

Owner

Source: Polk County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	353 MANDOLIN LN, WINTER HAVEN, FL 33884-3579
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer INSTA CLOSE TITLE
May 10, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 19, 2018	Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Document Number	2026145582
Deed Book / Page	14042 / 1197
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 17, 2026
Property Address	353 MANDOLIN LN, WINTER HAVEN, FL 33884-3579
Document Number	0000145582
Book / Page	14042 / 1197
Instrument Date	Jun 17, 2026
Instrument	2026145582
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	INSTA CLOSE TITLE

Transaction

Amount	Amount Recorded
Tax	$259,469.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 MANDOLIN LN, WINTER HAVEN, FL 33884-3579

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	353 MANDOLIN LN, WINTER HAVEN, FL 33884-3579
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 MANDOLIN LN, WINTER HAVEN, FL 33884-3579

Mortgage

Document Number	0000108524
Date	May 10, 2023
Book Page	12684/2081
Instrument	2023108524

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	353 MANDOLIN LN, WINTER HAVEN, FL 33884-3579
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 MANDOLIN LN, WINTER HAVEN, FL 33884-3579

Mortgage

Document Number	0000323040
Date	Dec 13, 2021
Book Page	12022/2288
Instrument	20210323040

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	353 MANDOLIN LN, WINTER HAVEN, FL 33884-3579
Document Number	0105371183
Instrument Date	Jun 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	353 MANDOLIN LN WINTER HAVEN FL 338843579, WINTER HAVEN, FL 33884-3579

Mortgage

Document Number	0105371183
Date	Jul 3, 2018
Book Page	010537/001183
Instrument	141894

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,370.00 (+3.31%) Homeowner's exemption	$168,166 (+5.99%)	$278,739 (-4.71%) Land $62,000 Building $216,739
2024	$2,294.00 (+3.01%)
2023	$2,227.00 (+3.1%) Homeowner's exemption	$158,667 (+3%)	$292,515 (+10.36%) Land $60,000 Building $232,515
2022	$2,160.00 Homeowner's exemption	$154,046	$265,050 Land $50,000 Building $215,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Nearby Properties on Mandolin Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures