348 Mandolin Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 348 Mandolin Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,383 sqft · built 2012
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$232,800 (Mar 2012)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687553-001020`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687553-001020`
Alternative APNs	`132926687553001020` `32926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,383 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	1,509 sqft
Upper Floors Area	1,874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	11,500 sqft (0.264 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft
Porch	Unfinished Open Porch
Porch Area	322 sqft

Location & Zoning

Street Address	348 MANDOLIN LN
City	WINTER HAVEN
State	FL
Zip	33884-3578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN I PB 142 PGS 10-14 LOT 102
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN 1
Legal Tract	687553
Legal Block	1
Legal Lot Number	102
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1010
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-13-687553-001020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	348 MANDOLIN LN, WINTER HAVEN, FL 33884-3578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 07, 2012 · Amount on Record
Deed Sale	Mar 07, 2012 · Amount on Record
Deed Document Number	201241023
Deed Book / Page	8596 / 1694
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	348 MANDOLIN LN, WINTER HAVEN, FL 33884-3578
Document Number	0114170057
Instrument Date	Oct 07, 2020
Transaction Type	Mortgage
Record Updated	Nov 02, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 MANDOLIN LN WINTER HAVEN FL 338843578, WINTER HAVEN, FL 33884-3578

Mortgage

Document Number	0114170057
Date	Oct 16, 2020
Book Page	011417/000057
Instrument	219418

Lender

Name	MCGLONE MTG
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2035

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,304.00 (+5.93%) Homeowner's exemption	$217,271 (+5.99%)	$345,800 (-2.81%) Land $62,000 Building $283,800
2023	$3,119.00 (+2.8%) Homeowner's exemption	$204,998 (+3%)	$355,784 (+20.68%) Land $60,000 Building $295,784
2022	$3,034.00 Homeowner's exemption	$199,027	$294,824 Land $50,000 Building $244,824

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force 12 of 13 on primary residences
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.