3529 Bowman Rd, Granite Falls, NC 28630 Property Records

Caldwell County property record for 3529 Bowman Rd, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,229 sqft · built 1974
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Apr 2020)
Tax Bill	$2,443 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08 98 1 26`

Property Details

APN / Parcel Number

Primary APN	`08 98 1 26`
Alternative APN	`168599`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,229 sqft Heated Area
Gross Area	5,593 sqft
1st Floor Area	2,229 sqft
Basement Area	2,229 sqft
Unfinished Basement	2,229 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Carport
Garage Area	669 sqft
Carport	Carport
Carport Area	669 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Patio Area	168 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	168599
Street Address	3529 BOWMAN RD
City	GRANITE FALLS
State	NC
Zip	28630-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1986 PG 1260 YR 20 ST 460.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1012
Census Tract	31302

Owner

3529 Bowman Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3529 BOWMAN RD, GRANITE FALLS, NC 28630-9530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 26, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 21, 2020	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Jun 6, 2012 · Amount on File
Deed Document Number	202010043331
Deed Book / Page	1986 / 1260
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3529 BOWMAN RD, GRANITE FALLS, NC 28630-9530
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020911001
Date	Aug 25, 2023
Book Page	2091/1001
Instrument	10087809

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3529 BOWMAN RD, GRANITE FALLS, NC 28630-9530
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221696
Date	May 26, 2021
Book Page	2022/1696
Instrument	10058051

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GRANITE FALLS, NC 28630

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 21, 2020
Property Address	3529 BOWMAN RD, GRANITE FALLS, NC 28630-9530
Document Number	0010043331
Book / Page	001986 / 001260
Instrument Date	Apr 20, 2020
Instrument	10043331
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3529 BOWMAN RD GRANITE FALLS NC 286309530, GRANITE FALLS, NC 28630-9530

Mortgage

Document Number	10043332
Date	Apr 21, 2020
Book Page	001986/001263
Instrument	10043332

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3529 Bowman Rd was $2,443, down 21.3% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,443.00 (-21.35%)	$405,700 (-) Land $33,900 Building $371,800
2025	$3,106.00	$405,700 Land $33,900 Building $371,800	$405,700 Land $33,900 Building $371,800
2023		$229,400 (-) Land $30,300 Building $199,100	$229,400 (-) Land $30,300 Building $199,100
2022	$1,641.00	$229,400 Land $30,300 Building $199,100	$229,400 Land $30,300 Building $199,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3529 Bowman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3529 Bowman Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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