Caldwell County property record for 3480 Bowman Rd, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,688 sqft · built 1996 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,986 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 99 1 28 |
| Primary APN | 08 99 1 28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,688 sqft Heated Area |
| Gross Area | 3,727 sqft |
| 1st Floor Area | 1,792 sqft |
| Upper Floors Area | 896 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Type | Mixed |
| Garage Area | 1,711 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 153369 |
|---|---|
| Street Address | 3480 BOWMAN RD |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1828 PG 154 YR 2013 ST 540.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 31302 |
3480 Bowman Rd is owned and occupied by two individuals.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3480 BOWMAN RD, GRANITE FALLS, NC 28630-9529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Feb 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3480 BOWMAN RD, GRANITE FALLS, NC 28630-9529 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020361864 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 2036/1864 |
| Instrument | 10063865 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3480 BOWMAN RD, GRANITE FALLS, NC 28630-9529 |
| Document Number | 0010030443 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3480 BOWMAN RD GRANITE FALLS NC 286309529, GRANITE FALLS, NC 28630-9529 |
| Document Number | 0010030443 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 001958/000302 |
| Instrument | 10030443 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2049 |
The 2026 property tax bill for 3480 Bowman Rd was $2,986, down 3% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,986.00 (-2.96%) | $482,700 (-) Land $20,400 Building $462,300 | |
| 2025 | $3,077.00 | $482,700 Land $20,400 Building $462,300 | $482,700 Land $20,400 Building $462,300 |
| 2023 | $299,700 (-) Land $18,100 Building $281,600 | $299,700 (-) Land $18,100 Building $281,600 | |
| 2022 | $2,181.00 | $299,700 Land $18,100 Building $281,600 | $299,700 Land $18,100 Building $281,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3480 Bowman Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3480 Bowman Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
May also be available: Spectrum, Verizon.
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