3528 Sterling Woods Dr, Eugene, OR 97408 Property Records

Lane County property record for 3528 Sterling Woods Dr, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,247 sqft · built 2003
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Jul 2018)
Tax Bill	$5,854 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`17-03-08-32-06200-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-32-06200-000`
Alternative APN	`1640349`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,247 sqft Finished Area
1st Floor Area	1,010 sqft
2nd Floor Area	1,237 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	524 sqft
Driveway	Driveway
Driveway Area	300 sqft
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1640349
Street Address	3528 STERLING WOODS DR
City	EUGENE
State	OR
Zip	97408-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:16 SUBD:STERLING WOODS PUD PHASE ONE SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	STERLING WOODS PUD PHASE ONE
Legal Lot Number	16
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1027
Census Tract	2201

Owner

3528 Sterling Woods Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Lane County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3528 STERLING WOODS DR, EUGENE, OR 97408-7202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Jul 28, 2006 · Amount on File
Deed Document Number	2018-032958
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3528 STERLING WOODS DR, EUGENE, OR 97408-7202
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019897
Date	Jul 12, 2023
Instrument	2023-019897

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3528 STERLING WOODS DR, EUGENE, OR 97408-7202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055163
Date	Sep 29, 2020
Instrument	2020-055163

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 16, 2018
Property Address	3528 STERLING WOODS DR, EUGENE, OR 97408-7202
Document Number	0000032958
Instrument Date	Jul 12, 2018
Instrument	32958
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	CASCADE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3528 STERLING WOODS DR EUGENE OR 974087202, EUGENE, OR 97408-7202

Mortgage

Document Number	32959
Date	Jul 16, 2018
Instrument	32959

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3528 Sterling Woods Dr was $5,854.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,854.00	$300,464	$680,398 Land $284,094 Building $396,304
2023	$5,634.00 (+4.03%)	$283,217 (+3%)	$648,809 (+5.09%) Land $199,904 Building $448,905
2022	$5,416.00	$274,968	$617,409 Land $148,483 Building $468,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3528 Sterling Woods Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3528 Sterling Woods Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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