3496 Sterling Woods Dr, Eugene, OR 97408 Property Records

Lane County property record for 3496 Sterling Woods Dr, Eugene, OR 97408

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,433 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Dec 2018)
Tax Bill	$8,700 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`17-03-08-32-12700-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-08-32-12700-000`
Alternative APN	`1882164`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,433 sqft Finished Area
1st Floor Area	1,637 sqft
2nd Floor Area	796 sqft

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1882164
Street Address	3496 STERLING WOODS DR
City	EUGENE
State	OR
Zip	97408-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	LOT:74 SUBD:STERLING WOODS 2ND ADDITION SEC/TWN/RNG/MER:SEC 08 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	08
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	STERLING WOODS 2ND ADDITION
Legal Lot Number	74
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1027
Census Tract	2201

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3496 STERLING WOODS DR, EUGENE, OR 97408-7215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage OREGON COMMUNITY CU
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU
Dec 28, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OREGON COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2018-059458
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3496 STERLING WOODS DR, EUGENE, OR 97408-7215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001847
Date	Jan 14, 2020
Instrument	2020-001847

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3496 STERLING WOODS DR, EUGENE, OR 97408-7215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048591
Date	Oct 25, 2019
Instrument	2019-048591

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Dec 28, 2018
Property Address	3496 STERLING WOODS DR, EUGENE, OR 97408-7215
Document Number	0000059458
Map Reference	DOC 2016-061842
Instrument Date	Dec 21, 2018
Instrument	2018-059458
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3496 STERLING WOODS DR, EUGENE, OR 97408-7215

Mortgage

Document Number	0000059459
Date	Dec 28, 2018
Instrument	2018-059459

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,700.00 (+3.91%)	$446,555 (+6.09%)	$798,790 (+2.27%) Land $300,014 Building $498,776
2023	$8,373.00 (+4.03%)	$420,922 (+3%)	$781,039 (+3.97%) Land $210,965 Building $570,074
2022	$8,049.00	$408,663	$751,229 Land $156,583 Building $594,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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