3528 Skylark Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 3528 Skylark Loop, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,828 sqft · built 2005
Lot Size	0.113 acres (4,957 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Apr 2024)
Tax Bill	$4,981 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11307`

Property Details

APN / Parcel Number

Primary APN	`11307`
Alternative APNs	`380316 360390 0000` `59421`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,828 sqft Living Area
1st Floor Area	848 sqft
2nd Floor Area	980 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,957 sqft (0.113 acres)
Garage Type	Built-in
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	84 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	11307
Street Address	3528 SKYLARK LOOP
City	BELLINGHAM
State	WA
Zip	98226-7946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URMX
Legal Description	TRICKLE CREEK 2 LOT 8
Legal Range	03
Legal Township	38
Legal Section	16
Legal Subdivision	TRICKLE CREEK
Legal Lot Number	8
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1041
Census Tract	102

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3528 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage HOLLY TREMAINE
Mar 13, 2023	Warranty Deed, Transfer WHATCOM LAND TITLE
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL MCEVOY
Oct 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Mar 13, 2023 · Amount on Record
Deed Document Number	2024-0401395
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 19, 2024
Property Address	3528 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	0000401395
Map Reference	AF 2040900854
Instrument Date	Apr 16, 2024
Instrument	2024-0401395
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,410.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 SKYLARK LOOP, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	0000401396
Date	Apr 19, 2024
Instrument	2024-0401396

Lender

Name	HOLLY TREMAINE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 1, 2029

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 13, 2023
Property Address	3528 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	0000300805
Map Reference	FILE 2040900854
Instrument Date	Mar 13, 2023
Instrument	2023-0300805
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$10,096.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	PO BOX 30883, BELLINGHAM, WA 98228-2883

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3528 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	2201203352
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3528 SKYLARK LOOP BELLINGHAM WA 982267946, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	2201203352
Date	Dec 18, 2020
Instrument	1203352

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3528 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	2180500720
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 SKYLARK LOOP BELLINGHAM WA 982267946, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	2180500720
Date	May 7, 2018
Instrument	500720

Lender

Name	MICHAEL MCEVOY
Address	7190 WISER REACH LN, LYNDEN, WA 98264-9821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	May 6, 2020

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3528 SKYLARK LOOP, BELLINGHAM, WA 98226-7946
Document Number	2171001721
Instrument Date	Oct 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3528 SKYLARK LOOP BELLINGHAM WA 982267946, BELLINGHAM, WA 98226-7946

Mortgage

Document Number	2171001721
Date	Oct 16, 2017
Instrument	1001721

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,981.00 (+26.65%)	$609,083 (+15.75%) Land $224,096 Building $384,987	$609,083 (+15.75%) Land $224,096 Building $384,987
2022		$526,196 Land $193,600 Building $332,596	$526,196 Land $193,600 Building $332,596
2021	$3,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, CenturyLink.

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