Whatcom County property record for 3520 Skylark Loop, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,798 sqft · built 2005 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $356,500 (Aug 2017) |
| Tax Bill | $4,756 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 380316-350387-0000 |
| Primary APN | 380316-350387-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 941 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 87 sqft |
| Deck Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 59392 |
|---|---|
| Street Address | 3520 SKYLARK LOOP |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URMX |
| Legal Description | TRICKLE CREEK 2 LOT 6 |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 16 |
| Legal Subdivision | TRICKLE CREEK 2 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 102 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2950 NEWMARKET ST, 101, BELLINGHAM, WA 98226-3872 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 28, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Aug 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on Record |
| Deed Sale | Aug 22, 2017 · Amount on Record |
| Prior Sale | Sep 16, 2005 · Amount on Record |
| Deed Document Number | 2017802539 |
| Last Transfer Date | Jan 24, 2024 |
| Transfer Doc | 0000001835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3520 SKYLARK LOOP, BELLINGHAM, WA 98226-7946 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0000401265 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 2021-0401265 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Mar 28, 2024 |
| Property Address | 3520 SKYLARK LOOP, BELLINGHAM, WA 98226-7946 |
| Document Number | 0000301835 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 2024-0301835 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 22, 2017 |
| Property Address | 3520 SKYLARK LOOP, BELLINGHAM, WA 98226-7946 |
| Document Number | 2170802539 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 802539 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,350.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3229 STONECROP LN BELLINGHAM WA 982264108, BELLINGHAM, WA 98226-4108 |
| Document Number | 2170802540 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 802540 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,756.00 (+22.36%) | $615,778 (+15.75%) Land $224,096 Building $391,682 | $615,778 (+15.75%) Land $224,096 Building $391,682 |
| 2022 | $531,980 Land $193,600 Building $338,380 | $531,980 Land $193,600 Building $338,380 | |
| 2021 | $3,887.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, CenturyLink.
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