Anne Arundel County property record for 3528 River Bridge Way, Laurel, MD 20724
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,090 sqft · built 1993 |
| Lot Size | 0.239 acres (10,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Dec 2022) |
| Tax Bill | $5,214 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-131-90076006 |
| Primary APN | 04-131-90076006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 2,354 sqft |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,405 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13190076006 |
|---|---|
| Street Address | 3528 RIVER BRIDGE WAY |
| City | LAUREL |
| State | MD |
| Zip | 20724-2563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 51R BROCK BRIDGE ESTATES |
| Legal Subdivision | BROCK BRIDGE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 51R |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 751500 |
3528 River Bridge Way is owned and occupied by two individuals who bought it in December 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3528 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OLD REPUBLIC TITLE |
| Dec 27, 2022 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS |
| May 2, 2018 | Grant Deed, Transfer · Conventional with PMI APEX HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on File |
| Deed Sale | Dec 27, 2022 · Amount on File |
| Prior Sale | May 2, 2018 · Amount on File |
| Deed Book / Page | 39356 / 54 |
| Transfer Doc | 0089450312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 14, 2026 |
| Property Address | 3528 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Document Number | 4226000091 |
| Book / Page | 42262 / 91 |
| Instrument Date | Apr 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 4226000091, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 42262/91 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 27, 2022 |
| Property Address | 3528 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Document Number | 0393560054 |
| Book / Page | 39356 / 54 |
| Map Reference | PL 151 FO 27 |
| Instrument Date | Nov 30, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3528 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Document Number | 0003935660 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 39356/60 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3528 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Document Number | 0349140277 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | TERRAIN TITLE ESCROW COMPANY LLC, TERRAIN TITLE ESCROW CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3528 RIVER BRIDGE WAY LAUREL MD 207242563, LAUREL, MD 20724-2563 |
| Document Number | 0349140277 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 034914/000277 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 2, 2018 |
| Property Address | 3528 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Document Number | 0320630115 |
| Book / Page | 032063 / 000115 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | TERRAIN TITLE ESCROW COMPANY LLC, TERRAIN TITLE ESCROW CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $347.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10461 MILL RUN CIR #125 OWINGS MILLS MD 211175544, 125, OWINGS MILLS, MD 21117-5544 |
| Document Number | 320630121 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 032063/000121 |
| Name | APEX HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 3528 River Bridge Way was $5,214 with a homeowner's exemption, up 86.1% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,067 (+6.12%) | $509,800 (+18.37%) Land $239,200 Building $270,600 | |
| 2025 | $5,214.00 (+86.15%) | $430,700 Land $204,400 Building $226,300 | $430,700 Land $204,400 Building $226,300 |
| 2024 | $2,801.00 (-30.43%) | ||
| 2023 | $4,026.00 | $368,700 | $430,700 Land $204,400 Building $226,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3528 River Bridge Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2012–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3528 River Bridge Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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