Anne Arundel County property record for 3522 River Bridge Way, Laurel, MD 20724
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,432 sqft · built 1993 |
| Lot Size | 0.206 acres (8,953 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Nov 2024) |
| Tax Bill | $4,944 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-131-90076009 |
| Primary APN | 04-131-90076009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,432 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,953 sqft (0.206 acres) |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13190076009 |
|---|---|
| Street Address | 3522 RIVER BRIDGE WAY |
| City | LAUREL |
| State | MD |
| Zip | 20724-2563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 54 BROCK BRIDGE ESTATES |
| Legal Subdivision | BROCK BRIDGE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 751500 |
3522 River Bridge Way is owned and occupied by two individuals who bought it in November 2024.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3522 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jun 24, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage TOWER FCU |
| Feb 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on File |
| Deed Sale | Nov 19, 2024 · Amount on File |
| Prior Sale | Jun 24, 2022 · Amount on File |
| Deed Book / Page | 40899 / 413 |
| Prior Transfer Date | Jun 16, 2022 |
| Prior Transfer Doc | 0388690452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3522 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0364570013 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 36457/13 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 24, 2022 |
| Property Address | 3522 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Document Number | 0388690452 |
| Book / Page | 38869 / 452 |
| Map Reference | MB 138 FO 42&43 |
| Instrument Date | Jun 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | TOWER TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3522 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Document Number | 0038869456 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 38869/456 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 17, 2021 |
| Property Address | 3522 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Document Number | 0361640130 |
| Book / Page | 36164 / 130 |
| Map Reference | MB 138 FO 42&43 |
| Instrument Date | Jan 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TOWER TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3522 RIVER BRIDGE WAY, LAUREL, MD 20724-2563 |
| Document Number | 36164134 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 36164/134 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 3522 River Bridge Way was $4,944, up 69.5% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,700 (+10.79%) | $537,300 (+32.37%) Land $234,800 Building $302,500 | |
| 2025 | $4,944.00 (+69.55%) | $405,900 Land $201,100 Building $204,800 | $405,900 Land $201,100 Building $204,800 |
| 2024 | $2,916.00 (+24.4%) | ||
| 2023 | $2,344.00 Homeowner's exemption | $361,633 | $405,900 Land $201,100 Building $204,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3522 River Bridge Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2012–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3522 River Bridge Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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