Cooke County property record for 3528 Austin St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,937 sqft · built 2024 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,977 (2026) |
| Deeds & Mortgages | Oct 2024 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2458-004-00015 |
| Primary APN | 2458-004-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,937 sqft Living Area |
| 1st Floor Area | 1,937 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,229 sqft (0.143 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2458-004-00015 |
|---|---|
| Street Address | 3528 AUSTIN ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-0487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY POINTE; BLOCK 4; LOT 15 |
| Legal Subdivision | LIBERTY POINTE |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1100 |
3528 Austin St is owned and occupied by two individuals who acquired it in January 2024.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3528 AUSTIN ST, GAINESVILLE, TX 76240-0487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2024 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage MPIRE FINANCIAL GROUP LLC |
| Aug 31, 2021 | Warranty Deed, Transfer SENDERA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2024 |
| Deed Sale | Jan 25, 2024 |
| Deed Document Number | 2024511 |
| Deed Book / Page | 2623 / 656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Oct 17, 2024 |
| Property Address | 3528 AUSTIN ST, GAINESVILLE, TX 76240-0487 |
| Document Number | 002673/108 |
| Book / Page | 2673 / 108 |
| Map Reference | CAB C SL 417 |
| Instrument Date | Oct 8, 2024 |
| Instrument | 2024-7426 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | TRINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3045 LACKLAND RD, FORT WORTH, TX 76116-4121 |
| Name | Verified Name |
|---|---|
| Address | 3528 AUSTIN ST, GAINESVILLE, TX 76240-0487 |
| Document Number | 0020247427 |
|---|---|
| Date | Oct 17, 2024 |
| Instrument | 2024-7427 |
| Name | MPIRE FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Number | 002673/114 |
|---|---|
| Date | Oct 17, 2024 |
| Book Page | 2673/114 |
| Instrument | 2024-7427 |
| Name | MPIRE FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Aug 31, 2021 |
| Property Address | 3528 AUSTIN ST, GAINESVILLE, TX 76240-0487 |
| Document Number | 002445/306 |
| Book / Page | 2445 / 306 |
| Map Reference | CAB A SL 235 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 7426 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | SENDERA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 870 SHERRY LN S, KRUGERVILLE, TX 76227-2808 |
| Name | Verified Name |
|---|---|
| Address | 8158 FM 1385, PILOT POINT, TX 76258-8003 |
The 2026 property tax bill for 3528 Austin St was $6,977 with a homeowner's exemption, down 14.3% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,977.00 (-14.31%) Homeowner's exemption | $333,495 (-5.27%) Land $55,000 Building $278,495 | $333,495 (-5.27%) Land $55,000 Building $278,495 |
| 2025 | $8,142.00 | $352,061 Land $55,000 Building $297,061 | $352,061 Land $55,000 Building $297,061 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3528 Austin St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1981–2015) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3528 Austin St is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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