Cooke County property record for 3523 Austin St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,645 sqft · built 2023 |
| Lot Size | 0.145 acres (6,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,411 (Jul 2024) |
| Tax Bill | $6,069 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2024 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2458-001-00021 |
| Primary APN | 2458-001-00021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 1,645 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,316 sqft (0.145 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 179 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2458-001-00021 |
|---|---|
| Street Address | 3523 AUSTIN ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-0488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY POINTE; BLOCK 1; LOT 21 |
| Legal Subdivision | LIBERTY POINTE |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1100 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3523 AUSTIN ST, GAINESVILLE, TX 76240-0488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 12, 2024 | Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK |
| Oct 18, 2024 | Correction Deed TRI CITY TITLE, TRINITY TITLE |
| Jul 12, 2024 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Deed Document Number | 20244477 |
| Deed Book / Page | 2653 / 336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 3523 AUSTIN ST, GAINESVILLE, TX 76240-0488 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3523 AUSTIN ST, GAINESVILLE, TX 76240-0488 |
| Document Number | 002772/456 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 2772/456 |
| Instrument | 2026-2059 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 3523 AUSTIN ST, GAINESVILLE, TX 76240-0488 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | TRI CITY TITLE, TRINITY TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002626/472 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 2626/472 |
| Instrument | 2024-892 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | PINE BLUFF, AR 71611 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Oct 18, 2024 |
| Property Address | 3523 AUSTIN ST, GAINESVILLE, TX 76240-0488 |
| Document Number | 002673/599 |
| Book / Page | 2673 / 599 |
| Instrument Date | Oct 6, 2024 |
| Instrument | 2024-7490 |
| Record Updated | Jan 21, 2026 |
| Title Company | TRI CITY TITLE, TRINITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3045 LACKLAND RD, FORT WORTH, TX 76116-4121 |
| Name | Verified Name |
|---|---|
| Address | 3523 AUSTIN ST, GAINESVILLE, TX 76240-0488 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jul 12, 2024 |
| Property Address | 3523 AUSTIN ST, GAINESVILLE, TX 76240-0488 |
| Document Number | 002653/336 |
| Book / Page | 2653 / 336 |
| Map Reference | CAB C SL 417 |
| Instrument Date | Jul 12, 2024 |
| Instrument | 2024-4477 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | TRI CITY TITLE, TRINITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3045 LACKLAND RD, FORT WORTH, TX 76116-4121 |
| Name | Verified Name |
|---|---|
| Address | 3523 AUSTIN ST, GAINESVILLE, TX 76240-0488 |
| Document Number | 0020244478 |
|---|---|
| Date | Jul 12, 2024 |
| Instrument | 2024-4478 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,069.00 (-13.93%) Homeowner's exemption | $290,114 (-3.26%) Land $55,000 Building $235,114 | $290,114 (-3.26%) Land $55,000 Building $235,114 |
| 2025 | $7,051.00 (+52.29%) Homeowner's exemption | $299,900 Land $55,000 Building $244,900 | $299,900 Land $55,000 Building $244,900 |
| 2024 | $4,630.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1981–2015) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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