3527 W 550 N, Layton, UT 84041 Property Records

Davis County property record for 3527 W 550 N, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,745 sqft · built 2017
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on File
Last Sale	$367,800 (Apr 2021)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-843-0103`

Property Details

APN / Parcel Number

Primary APN	`12-843-0103`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
Basement Area	1,811 sqft
Unfinished Basement	1,811 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,282 sqft (0.259 acres)
Garage Area	760 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3527 W 550 N
City	LAYTON
State	UT
Zip	84041-3777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ALL OF LOT 103, WILLOW RIDGE SUBDIVISION PHASE 1. CONT. 0.25900 ACRES
Legal Subdivision	RIDGE SUB
Legal Phase	1
Legal Lot Number	103
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2000
Census Tract	125413

Owner

3527 W 550 N is owned and occupied by two individuals who bought it in April 2021.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3527 W 550 N, LAYTON, UT 84041-3777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 16, 2018	Deed of Trust, Mortgage · FHA Mortgage PARAMONT EQUITY MORTGAGE LLC
Feb 20, 2020	Deed of Trust, Mortgage MR COOPER
Apr 14, 2017	Quit Claim Deed, Transfer · FHA Mortgage BANK OF UT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Deed Document Number	20213372486
Deed Book / Page	7740 / 179
Prior Transfer Date	Apr 14, 2017
Prior Transfer Doc	0003014194
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Apr 16, 2021
Property Address	3527 W 550 N, LAYTON, UT 84041-3777
Document Number	7740/179
Book / Page	7740 / 179
Instrument Date	Mar 15, 2021
Instrument	3372486
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3527 W 550 N, LAYTON, UT 84041-3777

Mortgage

Document Number	3372487
Date	Apr 16, 2021
Instrument	3372487

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3527 W 550 N, LAYTON, UT 84041-3777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003076549
Date	Feb 16, 2018
Book Page	6954/1108
Instrument	3076549

Lender

Name	PARAMONT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3527 W 550 N, LAYTON, UT 84041-3777
Document Number	0003231213
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3527 W 550 N LAYTON UT 840413777, LAYTON, UT 84041-3777

Mortgage

Document Number	0003231213
Date	Mar 4, 2020
Book Page	007462/000042
Instrument	3231213

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Apr 14, 2017
Property Address	3527 W 550 N, LAYTON, UT 84041-3777
Document Number	0003014194
Book / Page	006744 / 001055
Instrument Date	Apr 14, 2017
Instrument	3014194
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	STEWART TITLE, STEWART TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3527 W 550 N LAYTON UT 840413777, LAYTON, UT 84041-3777

Mortgage

Document Number	3014193
Date	Apr 14, 2017
Book Page	006744/001047
Instrument	3014193

Lender

Name	BANK OF UT
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3527 W 550 N was $3,819, up 5.7% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,850 (+2.47%) Land $124,769 Building $286,081	$747,000 (+2.47%) Land $226,853 Building $520,147
2025	$3,819.00 (+5.67%)	$400,950 Land $125,974 Building $274,976	$729,000 Land $229,044 Building $499,956
2024	$3,614.00 (+3.32%)
2023	$3,498.00 (-1.41%)	$652,000 Land $141,300 Building $510,700	$652,000 Land $141,300 Building $510,700
2022	$3,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3527 W 550 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3527 W 550 N is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband, Verizon.

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