3489 W 550 N, Layton, UT 84041 Property Records

Davis County property record for 3489 W 550 N, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	7 bd · 3 ba · 1,762 sqft · built 2018
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on Record
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-843-0105`

Property Details

APN / Parcel Number

Primary APN	`12-843-0105`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Basement Area	1,828 sqft
Unfinished Basement	1,828 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,237 sqft (0.235 acres)
Garage Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3489 W 550 N
City	LAYTON
State	UT
Zip	84041-3768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ALL OF LOT 105, WILLOW RIDGE SUBDIVISION PHASE 1. CONT. 0.23500 ACRES
Legal Subdivision	RIDGE SUB
Legal Phase	1
Legal Lot Number	105
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2000
Census Tract	125413

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3489 W 550 N, LAYTON, UT 84041-3768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage AMERICA FIRST FCU
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jan 26, 2018	Deed of Trust, Mortgage BANK OF UT
Jun 14, 2017	Grant Deed, Subdivision Related Transfer BANK OF UT
Jun 14, 2017	Grant Deed, Transfer STEWART TITLE, STEWART TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3489 W 550 N, LAYTON, UT 84041-3768
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008303/567
Date	Jul 27, 2023
Book Page	8303/567
Instrument	3538038

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 30, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3489 W 550 N, LAYTON, UT 84041-3768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SILVER LEAF TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003331470
Date	Dec 29, 2020
Book Page	7665/2122
Instrument	3331470

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3489 W 550 N, LAYTON, UT 84041-3768
Document Number	0003072726
Book / Page	006939 / 001048
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3489 W 550 N LAYTON UT 840413768, LAYTON, UT 84041-3768

Mortgage

Document Number	0003072726
Date	Jan 26, 2018
Book Page	006939/001048
Instrument	3072726

Lender

Name	BANK OF UT
Type	Bank
Address	OGDEN, UT 84401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 14, 2017
Property Address	3489 W 550 N, LAYTON, UT 84041-3768
Document Number	0003026463
Book / Page	006786 / 000803
Instrument Date	Jun 13, 2017
Instrument	3026463
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2017
Title Company	STEWART TITLE, STEWART TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3057 W 450 N LAYTON UT 840417325, LAYTON, UT 84041-7325

Mortgage

Document Number	3026464
Date	Jun 14, 2017
Book Page	006786/000804
Instrument	3026464

Lender

Name	BANK OF UT
Type	Bank
Address	OGDEN, UT 84401

Agreement

Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 14, 2017
Property Address	3489 W 550 N, LAYTON, UT 84041-3768
Document Number	0003026462
Book / Page	006786 / 000802
Instrument Date	Jun 13, 2017
Instrument	3026462
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	STEWART TITLE, STEWART TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5617 S 1475 E SOUTH OGDEN UT 844034572, SOUTH OGDEN, UT 84403-4572

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,350 (+2.37%) Land $119,091 Building $308,259	$777,000 (+2.37%) Land $216,529 Building $560,471
2025	$3,977.00 (+5.49%)	$417,450 (+13.62%) Land $120,358 Building $297,092	$759,000 (+13.62%) Land $218,833 Building $540,167
2024	$3,770.00 (+5.22%)
2023	$3,583.00 (-11.36%)	$367,400 Land $73,603 Building $293,796	$668,000 Land $133,824 Building $534,176
2022	$4,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband, Verizon.

Nearby Properties on W 550 N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures