3527 Smithville Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 3527 Smithville Dr, Dunkirk, MD 20754

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,462 sqft · built 1987
Lot Size1.12 acres (48,787 sqft)
OwnerIndividual Name on Record
Last Sale$564,500 (Aug 2023)
Tax Bill$4,485 (2023)
Deeds & MortgagesAug 2023 Sale
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN03-112896

Property Details

APN / Parcel Number

Primary APN03-112896
Alternative APNs
  • 3112896
  • 112896

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,462 sqft Total Area
1st Floor Area1,626 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleSplit Level
Exterior MaterialSiding
Construction TypeWood Frame
Roof MaterialComposition Shingle
Lot Area48,787 sqft (1.12 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area308 sqft
Deck Area87 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number112896
Old Parcel Number3112896
Street Address3527 SMITHVILLE DR
CityDUNKIRK
StateMD
Zip20754-9665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 40 PLAT 3 SMITH'S PURCHASE
Legal SubdivisionSMITHS PURCHASE
Legal Lot Number40
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3009
Census Tract860103

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3527 SMITHVILLE DR, DUNKIRK, MD 20754-9665
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Deed, Transfer
ATG TITLE INC
Jul 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2023 · Amount on Record
Deed SaleAug 24, 2023 · Amount on Record
Deed Document Number0006474307
Deed Book / Page6474 / 307
Record UpdatedJun 7, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateAug 24, 2023
Property Address3527 SMITHVILLE DR, DUNKIRK, MD 20754-9665
Document Number0064740307
Book / Page6474 / 307
Map ReferenceLB 1 FO 386
Instrument DateAug 19, 2023
Transaction TypeTransfer
Record UpdatedSep 8, 2023
Title CompanyATG TITLE INC

Transaction

AmountAmount Recorded
Tax$1,411.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3527 SMITHVILLE DR, DUNKIRK, MD 20754-9665

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address3527 SMITHVILLE DR, DUNKIRK, MD 20754-9665
Transaction TypeMortgage
Record UpdatedAug 4, 2023
Title CompanyHOME FIRST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0064600170
DateJul 19, 2023
Book Page6460/170
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term6 Months
DueJan 1, 2024

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,485.00$431,667$485,800 Land $171,200 Building $314,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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