Calvert County property record for 3521 Smithville Dr, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,160 sqft · built 1986 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Oct 2009) |
| Tax Bill | $5,366 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-112861 |
| Primary APN | 03-112861 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Total Area |
| Basement Area | 540 sqft |
| Finished Basement | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 112861 |
|---|---|
| Street Address | 3521 SMITHVILLE DR |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 38 PLAT 3 SMITH'S PURCHASE |
| Legal Subdivision | SMITHS PURCHASE |
| Legal Lot Number | 38 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 860103 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3521 SMITHVILLE DR, DUNKIRK, MD 20754-9665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2009 · Amount on Record |
| Deed Sale | Oct 1, 2009 · Amount on Record |
| Prior Sale | Jun 11, 2004 · Amount on Record |
| Deed Document Number | 2009100516 |
| Deed Book / Page | 3389 / 451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3521 SMITHVILLE DR, DUNKIRK, MD 20754-9665 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FREESTATE TTL CONSULTANTS LL |
| Name | Verified Name |
|---|---|
| Address | 3521 SMITHVILLE DR, DUNKIRK, MD 20754-9665 |
| Document Number | 0057660301 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 5766/301 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,367 (+17.62%) | $544,700 (+14.26%) Land $170,000 Building $374,700 | |
| 2025 | $5,366.00 (+21.65%) | ||
| 2023 | $4,411.00 | $424,567 | $476,700 Land $170,000 Building $306,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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