3527 Racine St, Durham, NC 27707 Property Records

Durham County property record for 3527 Racine St, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,434 sqft · built 1964
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Dec 2025)
Tax Bill	$4,710 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0810-63-9838`

Property Details

APN / Parcel Number

Primary APN	`0810-63-9838`
Alternative APNs	`0810-63-98-3815` `081015639849` `123928`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,434 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	195 ft deep x 124 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3527 RACINE ST
City	DURHAM
State	NC
Zip	27707-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	FAIRFAX PLACE/SEC:03/BLK: B/LT#08 GR PT PL:000158-000363
Legal Subdivision	FAIRFAX PLC SEC 3
Legal Block	B
Legal Lot Number	8
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	3
Census Block	3009
Census Tract	2007

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3527 RACINE ST, DURHAM, NC 27707-3607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 9, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	2025158084
Deed Book / Page	10447 / 665
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 18, 2025
Property Address	3527 RACINE ST, DURHAM, NC 27707-3607
Document Number	0104470665
Book / Page	10447 / 665
Map Reference	MB 158 PG 363
Instrument Date	Dec 11, 2025
Instrument	2025158084
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	HERITAGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9117 MEADOW MIST CT, RALEIGH, NC 27617-7481

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 RACINE ST, DURHAM, NC 27707-3607

Mortgage

Document Number	2025158085
Date	Dec 18, 2025
Instrument	2025158085

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 7, 2020
Property Address	3527 RACINE ST, DURHAM, NC 27707-3607
Document Number	0089970437
Book / Page	8997 / 437
Map Reference	MB 47 PG 58
Instrument Date	Jul 7, 2020
Instrument	2020026461
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2010 GUERNSDEL ST, 2010, DURHAM, NC 27705-2418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 RACINE ST, DURHAM, NC 27707-3607

Mortgage

Document Number	2020026462
Date	Jul 7, 2020
Instrument	2020026462

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 9, 2018
Property Address	3527 RACINE ST, DURHAM, NC 27707-3607
Document Number	0083980772
Book / Page	8398 / 772
Map Reference	MB 47 PG 58
Instrument Date	Mar 30, 2018
Instrument	2018011469
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 ABERNATHY DR, 12, CHAPEL HILL, NC 27517-6213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 RACINE ST, DURHAM, NC 27707-3607

Mortgage

Document Number	2018011470
Date	Apr 9, 2018
Instrument	2018011470

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,710.00 (+2.5%)	$463,536 (-) Land $197,425 Building $266,111	$463,536 (-) Land $197,425 Building $266,111
2025	$4,595.00 (+27.32%)	$463,536 (+68.21%) Land $197,425 Building $266,111	$463,536 (+68.21%) Land $197,425 Building $266,111
2023	$3,609.00 (+2.32%)	$275,569 Land $93,125 Building $182,444	$275,569 Land $93,125 Building $182,444
2022	$3,527.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (1984–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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