3524 Racine St, Durham, NC 27707 Property Records

Durham County property record for 3524 Racine St, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,920 sqft · built 1972
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0810-63-6979`

Property Details

APN / Parcel Number

Primary APN	`0810-63-6979`
Alternative APNs	`0810-63-69-7997` `081015646080` `123939`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,920 sqft Heated Area
Gross Area	3,588 sqft
1st Floor Area	1,920 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Ranch
Lot Area	19,602 sqft (0.45 acres)
Porch	Porch
Porch Area	250 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	081015646080
Street Address	3524 RACINE ST
City	DURHAM
State	NC
Zip	27707-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	FAIRFAX PLACE/SEC:03/BLK: C/LT#03 PL:000047-000058
Legal Subdivision	FAIRFAX PLC SEC 3
Legal Block	C
Legal Lot Number	3
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	3
Census Block	3008
Census Tract	2007

Owner

Source: Durham County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3524 RACINE ST, DURHAM, NC 27707-3608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Mar 3, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Jun 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit COASTAL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2003
Deed Sale	Jul 10, 2003
Deed Document Number	0003994363
Deed Book / Page	3994 / 0363
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3524 RACINE ST, DURHAM, NC 27707-3608
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104260051
Date	Nov 17, 2025
Book Page	10426/51
Instrument	2025154368

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3524 RACINE ST, DURHAM, NC 27707-3608
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092500387
Date	Mar 3, 2021
Book Page	9250/387
Instrument	2021010577

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 2, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3524 RACINE ST, DURHAM, NC 27707-3608
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092110463
Date	Jan 27, 2021
Book Page	9211/463
Instrument	2021004184

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3524 RACINE ST, DURHAM, NC 27707-3608
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086880026
Date	Jun 26, 2019
Book Page	8688/026
Instrument	2019021726

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3524 RACINE ST, DURHAM, NC 27707-3608
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087030953
Date	Jul 17, 2019
Book Page	8703/953
Instrument	2019024629

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,372.00 (+20.72%)	$541,920 (+59.5%) Land $192,125 Building $349,795	$541,920 (+59.5%) Land $192,125 Building $349,795
2023	$4,450.00 (+2.35%)	$339,753 Land $87,906 Building $251,847	$339,753 Land $87,906 Building $251,847
2022	$4,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	8 (1984–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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