3527 Forestoak Ct, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3527 Forestoak Ct, Cincinnati, OH 45208

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,023 sqft · built 1974
Lot Size	3.42 acres (149,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2025)
Tax Bill	$5,551 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Sep 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-0004-0089-00`

Property Details

APN / Parcel Number

Primary APN	`038-0004-0089-00`
Alternative APN	`200698258`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,023 sqft Living Area
Gross Area	3,049 sqft
1st Floor Area	1,398 sqft
Basement Area	1,398 sqft
Finished Basement	625 sqft
Unfinished Basement	773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	149,280 sqft (3.42 acres)
Lot Width	9 ft Width
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3527 FORESTOAK CT
City	CINCINNATI
State	OH
Zip	45208-1808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 40 - 1.39 % CHESTNUT STATION CONDOMINIUM PHASE 2
Legal Subdivision	CHESTNUT STATION CONDOMINIUM PHASE 2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	5302

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3527 FORESTOAK CT, CINCINNATI, OH 45208-1808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 9, 2020	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE AFFINITY LLC
May 29, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	202530211
Deed Book / Page	15403 / 356
Transfer Doc	0000005255
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 25, 2025
Property Address	3527 FORESTOAK CT, CINCINNATI, OH 45208-1808
Document Number	0000030211
Book / Page	15403 / 356
Map Reference	MB 37 PG 18
Instrument Date	Apr 18, 2025
Instrument	2025-0030211
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3527 FORESTOAK CT # 40, 40, CINCINNATI, OH 45208-1808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030212
Date	Apr 25, 2025
Instrument	2025-0030212

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2040
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 9, 2020
Property Address	3527 FORESTOAK CT, CINCINNATI, OH 45208-1808
Document Number	0000091147
Book / Page	014249 / 001447
Instrument Date	Aug 31, 2020
Instrument	91147
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 FORESTOAK CT #3527 CINCINNATI OH 452081808, 3527, CINCINNATI, OH 45208-1808

Mortgage

Document Number	91148
Date	Sep 9, 2020
Book Page	014249/001449
Instrument	91148

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3527 FORESTOAK CT, CINCINNATI, OH 45208-1808
Document Number	0000088633
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3527 FORESTOAK CT CINCINNATI OH 452081808, CINCINNATI, OH 45208-1808

Mortgage

Document Number	0000088633
Date	Oct 11, 2019
Book Page	014021/001103
Instrument	88633

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,551.00 (+4.17%)	$90,241 (+0.9%) Land $17,675 Building $72,566	$257,830 (-) Land $50,500 Building $207,330
2024	$5,329.00 (-2.42%)	$89,439 (-) Land $17,675 Building $71,764
2023	$5,461.00 (-9.88%)	$89,439 (+0.42%) Land $17,675 Building $71,764	$257,830 (+1.32%) Land $50,500 Building $207,330
2022	$6,060.00 Homeowner's exemption	$89,065 Land $15,834 Building $73,231
2020			$254,470 Land $45,240 Building $209,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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