3524 Forestoak Ct, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3524 Forestoak Ct, Cincinnati, OH 45208

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,398 sqft · built 1975
Owner	Individual Name on File
Last Sale	$399,900 (Oct 2023)
Tax Bill	$6,994 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-0004-0121-00`

Property Details

APN / Parcel Number

Primary APN	`038-0004-0121-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	1,398 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Architectural Style	Conventional
Exterior Material	Brick
Lot Width	2 ft Width
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3524 FORESTOAK CT
City	CINCINNATI
State	OH
Zip	45208-1808
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 61 - 1.39 % CHESTNUT STATION CONDOMINIUM PHASE 5
Legal Subdivision	CHESTNUT STATION CONDO
Legal Phase	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1003
Census Tract	5302

Owner

3524 Forestoak Ct, a condominium, is owned and occupied by an individual who bought it in October 2023.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3524 FORESTOAK CT, CINCINNATI, OH 45208-1808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 19, 2022	Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Apr 19, 2022 · Amount on File
Deed Document Number	0000076822
Deed Book / Page	15032 / 1513
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 30, 2023
Property Address	3524 FORESTOAK CT, CINCINNATI, OH 45208-1808
Document Number	0000076822
Book / Page	15032 / 1513
Map Reference	MB 40 PG 27-31
Instrument Date	Oct 25, 2023
Instrument	2023-0076822
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 FORESTOAK CT, CINCINNATI, OH 45208-1808

Mortgage

Document Number	0000076823
Date	Oct 30, 2023
Instrument	2023-0076823

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2022
Property Address	3524 FORESTOAK CT, CINCINNATI, OH 45208-1808
Document Number	0000039626
Book / Page	14649 / 1191
Map Reference	MB 40 PG 27-31
Instrument Date	Apr 13, 2022
Instrument	2022-0039626
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3524 FORESTOAK CT, CINCINNATI, OH 45208-1808

Mortgage

Document Number	0000039627
Date	Apr 19, 2022
Instrument	2022-0039627

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 22, 2021
Property Address	3524 FORESTOAK CT, CINCINNATI, OH 45208-1808
Document Number	0000114462
Book / Page	14507 / 2942
Map Reference	MB 40 PG 27-31
Instrument Date	Sep 8, 2021
Instrument	2021-0114462
Transaction Type	Transfer
Record Updated	Oct 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 FORESTOAK CT, CINCINNATI, OH 45208-1808

Mortgage

Document Number	0000114463
Date	Sep 22, 2021
Instrument	2021-0114463

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3524 Forestoak Ct was $6,994, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,994.00 (+3.07%)	$113,750 (-) Land $17,675 Building $96,075
2024	$6,786.00 (-2.16%)	$113,750 (-) Land $17,675 Building $96,075
2023	$6,936.00 (+15.77%)	$113,750 (+29.04%) Land $17,675 Building $96,075	$325,000 Land $50,500 Building $274,500
2022	$5,991.00 Homeowner's exemption	$88,151 Land $15,834 Building $72,317
2020			$251,860 Land $45,240 Building $206,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3524 Forestoak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3524 Forestoak Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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