1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Harlequin Dr

3526 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3526 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,672 sqft · built 2008
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$192,000 (Apr 2008)
Tax Bill$1,481 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jul 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN27-26-30-0564-0001-2100

Property Details

APN / Parcel Number

Primary APN27-26-30-0564-0001-2100
Alternative APNs
  • 263027056400012100
  • 151112

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,672 sqft Living Area
Gross Area2,177 sqft
1st Floor Area1,672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions120 ft deep x 62 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area64 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3526 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 2 PB 19 PG 67-72 LOT 210
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 2
Legal Phase2
Legal Tract564
Legal Block2100
Legal Lot Number210
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2003
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0564-0001-2100

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 21, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 24, 2022Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Mar 08, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 07, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Jan 11, 2017Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2008 · Amount on Record
Deed SaleApr 17, 2008 · Amount on Record
Deed Document Number200866895
Deed Book / Page3673 / 47
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
Transaction TypeMortgage
Record UpdatedMay 14, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773

Mortgage

Document Number0065711814
DateMar 27, 2024
Book Page6571/1814
Instrument2024038803
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address635 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueMar 01, 2052

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
Transaction TypeMortgage
Record UpdatedAug 07, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773

Mortgage

Document Number0064440367
DateJul 21, 2023
Book Page6444/367
Instrument2023094194
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueMar 01, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
Transaction TypeMortgage
Record UpdatedJun 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773

Mortgage

Document Number0062192706
DateMay 24, 2022
Book Page6219/2706
Instrument2022081703
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJun 01, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
Transaction TypeMortgage
Record UpdatedMar 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773

Mortgage

Document Number0061661263
DateMar 08, 2022
Book Page6166/1263
Instrument2022037102
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773

Mortgage

Document Number0059741660
DateJun 07, 2021
Book Page5974/1660
Instrument2021087680
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3526 HARLEQUIN DR, SAINT CLOUD, FL 34772-7773
Document Number0050962871
Book / Page005096 / 002871
Instrument DateJan 11, 2017
Transaction TypeMortgage
Record UpdatedFeb 27, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3526 HARLEQUIN DR ST CLOUD FL 347727773, ST CLOUD, FL 34772-7773

Mortgage

Document Number0050962871
DateFeb 03, 2017
Book Page005096/002871
Instrument18944
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 02, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,481.00 (+7.63%) Homeowner's exemption$125,657 (+5.99%)$295,800 (+5.23%) Land $70,000 Building $225,800
2023$1,376.00 (+4.64%) Homeowner's exemption$118,560 (+3%)$281,100 (+14.92%) Land $60,000 Building $221,100
2022$1,315.00 Homeowner's exemption$115,107$244,600 Land $55,000 Building $189,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable		1,000 / 50

May also be available: AT&T, Xfinity.

Based on FCC filings for 318 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Harlequin Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures