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3525 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3525 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,601 sqft · built 2007
Lot Size0.202 acres (8,799 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jun 2023)
Tax Bill$1,886 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-26-30-0562-0001-1120

Property Details

APN / Parcel Number

Primary APN27-26-30-0562-0001-1120
Alternative APNs
  • 263027056200011120
  • 135967

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,601 sqft Living Area
Gross Area2,196 sqft
1st Floor Area1,601 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,799 sqft (0.202 acres)
Garage TypeAttached
Garage Area419 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3525 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 1 PB 17 PGS 127-131 LOT 112
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 1
Legal Phase1
Legal Tract562
Legal Block1120
Legal Lot Number112
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43207

Owner

3525 Harlequin Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address3525 HARLEQUIN DR, SAINT CLOUD, FL 34772-7774
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2023 · Amount on File
Deed SaleJun 1, 2023 · Amount on File
Prior SaleJul 29, 2011 · Amount on File
Deed Document Number202370289
Deed Book / Page6417 / 438
Prior Transfer DateFeb 13, 2013
Prior Transfer Doc0044121489
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 1, 2023
Property Address3525 HARLEQUIN DR, SAINT CLOUD, FL 34772-7774
Document Number0064170438
Book / Page6417 / 438
Map ReferenceMB 17 PG 127-131
Instrument DateMay 3, 2023
Instrument2023070289
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyFLORIDA TITLE PROS, FLORIDA TITLEPROS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3525 HARLEQUIN DR, SAINT CLOUD, FL 34772-7774

Transferred To (Grantee/Buyer)

NameVerified Name
Address3525 HARLEQUIN DR, SAINT CLOUD, FL 34772-7774

Mortgage

Document Number0006417440
DateJun 1, 2023
Instrument6417/440
Lender
NamePRIMERA HOME LOANS
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 3525 Harlequin Dr was $1,886 with a homeowner's exemption, up 3.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,886.00 (+3.85%) Homeowner's exemption$148,255$294,900 Land $70,000 Building $224,900
2024$1,816.00 (+6.2%)
2023$1,710.00 (+4.33%) Homeowner's exemption$137,094 (+3%)$280,500 (+16.15%) Land $60,000 Building $220,500
2022$1,639.00 Homeowner's exemption$133,101$241,500 Land $55,000 Building $186,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3525 Harlequin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3525 Harlequin Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable		1,000 / 50

May also be available: AT&T, Xfinity.

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